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1468 Guilford Pl, Troy, IL, 62294

4beds
3baths
2,676sqft
$479,900
$179price/sqft
$3,600/moest. monthly cost
$144,000/yrincome needed

About This Home

Welcome home to this beautifully crafted newly constructed 4-bedroom, 3-bath home, thoughtfully designed with modern finishes, energy-efficient features, and functional living spaces. From the moment you step inside, you'll appreciate the bright, open floor plan that seamlessly connects the living room, dining area, and spacious eat-in kitchen. The primary bedroom offers a private retreat, complete with a luxurious en-suite bathroom featuring a double vanity and a huge walk-in closet. Two additional bedrooms, a full bath, and the convenience of main-floor laundry complete the main level. Best of all, the washer and dryer can stay, making your move even easier. The fully finished basement adds incredible versatility with a large living area, an additional bedroom and full bathroom, plus a dedicated storage room; ideal for guests, multi-generational living, a home office, or a recreation space. Built with comfort and efficiency in mind, this home features high-performance SmartSun glass windows designed to help improve energy efficiency while allowing plenty of natural light inside. A water softener system is already installed, and the attached garage boasts a durable epoxy-coated floor for a clean, polished finish. Step outside to enjoy the spacious backyard with a patio slab, providing the perfect foundation for outdoor dining, relaxing, or entertaining. Combining quality craftsmanship, thoughtful upgrades, and the peace of mind that comes with new construction, this move-in-ready home is ready to welcome its next owners. Buyer to independently verify all MLS information, including but not limited to square footage, room measurements, lot size, taxes, and school district.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
C A Henning SchoolGrades PK-50.4 mi
7/10
Triad Middle SchoolGrades 6-82.9 mi
9/10
Triad High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Dryer,Microwave,Electric Oven,Range,Refrigerator,Washer,Electric Water Heater,Water Softener
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Window features: ENERGY STAR Qualified Windows
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 1,676

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,676
  • Total interior livable area: 2,676 sqft

Property

Details

  • Parcel number: 092221501102019
  • Special condition: Standard

Features

  • Levels: One
  • Fencing: None

Lot

  • Lot size: 0.45 Acres
  • Features: Subdivided

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Earthquake
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$254$3,048
Property Taxes $715$8,580
Electricity $205$2,469
Total$3,600$43,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,428/yr
40% on housing$108,000/yr
45% on housing$96,000/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 62294$208
Madison County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 62294$155
Madison County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$460,000
2026-08-11Price change$460,000
2026-07-28Listed for sale$479,900
2026-02-02Listing removed$467,500
2025-12-26Price change$467,500
2025-11-06Price change$499,000
2025-09-02Listed for sale$525,000
2022-10-21Sold$395,000
2022-10-21Pending sale$409,900
2022-08-23Contingent$409,900
2022-06-10Price change$409,900
2022-05-04Price change$429,900
2021-06-01Price change$449,900
2021-05-11Price change$423,600
2021-03-24Listed for sale$418,000
AgentRyan M Stephens
BrokerageKeller Williams Marquee

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