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325 Main St, Binghamton, NY, 13905

6beds
6baths
3,775sqft
$369,000
$98price/sqft
$3,345/moest. monthly cost
$133,800/yrincome needed

About This Home

Renovated and fully stabilized, this 6-unit building on Binghamton’s West Side offers a prime Main Street location with strong visibility and steady rental demand. Zoned for student housing and walkable to Price Chopper Plaza, restaurants, and West Side amenities, the property sees 7,484 vehicles daily and has a walkability score of 80. This is an ideal income-producing investment in a proven market.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

4/10
Thomas Jefferson SchoolGrades K-50.4 mi
5/10
West Middle SchoolGrades PK,6-80.8 mi
3/10
Binghamton High SchoolGrades PK,9-121.5 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Basement
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Multi-Family
  • Property subType: Multi Family,Apartment

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6

Features

  • Flooring: Hardwood
  • Finished area above ground: 3,775

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 3,775 sqft

Property

Details

  • Parcel number: 03020014307500020210000000
  • Zoning: Service Commercial
  • Zoning description: Service Commercial

Lot

  • Lot size: 7,850 sqft
  • Features: Level
  • Lot size dimensions: 50 x 157

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$178$2,136
Property Taxes $679$8,148
Electricity $623$7,486
Total$3,345$40,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,685/yr
40% on housing$100,350/yr
45% on housing$89,200/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 13905$108
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13905$128
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$380,000
2026-05-07Listing removed$380,000
2026-04-21Price change$380,000
2026-02-13Price change$420,000
2025-10-28Listed for sale$475,000
2025-10-16Listing removed$475,000
2025-07-03Listed for sale$475,000
2025-07-02Listing removed$469,000
2025-07-01Listed for sale$469,000
2025-02-28Pending sale$469,000
2024-10-08Price change$469,000
2024-06-21Price change$490,000
2024-04-30Listed for sale$500,000
2021-04-07Sold$60,000
2021-03-23Pending sale$85,000

For Sale by Agent

AgentScott Warren
BrokerageINNOVATIVE COMMERCIAL ADVISORS

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