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2408 Shadow Lake Road, Concord, VT, 05824

2beds
2baths
1,146sqft
$239,900
$209price/sqft
$1,968/moest. monthly cost
$78,720/yrincome needed

About This Home

This charming seasonal cottage, together with several adjoining lots, just steps from the shores of Shadow Lake, is being offered as a single .74 acre parcel. This property is a very short walk to the Shadow Lake boat access. Inside, the first floor offers a mostly open concept living room, dining area, kitchen, full bath and bedroom. The second floor features a spacious second bedroom complete with a convenient half bath. A cozy balcony deck off the sunroom provides the perfect spot for morning coffee or quiet moments of reflection, while a larger deck overlooks the peaceful side yard, where a fire pit, gardens, stone walls, softwoods, maples, and white birches create a serene outdoor retreat. The open field surrounding the cottage, combined with the shaded woodland leading toward the sunny waterfront, offers abundant opportunities for recreation and relaxation. Picture afternoons spent on the lake followed by evenings gathered around the fire pit, listening to the calls of loons echo across the water. Many of the trees within the lake view are located on the property itself, giving future owners the flexibility to enhance or preserve the view according to their preferences. The property also borders the Association's seldom-used "playground," effectively extending the available outdoor space for activities and enjoyment. Come and 'Bee at Ease'! Road frontage is estimated.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
Concord SchoolsGrades PK-81.6 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage/Camp
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,146

Heating & Cooling

  • Heating features: Propane,Hot Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,146
  • Total interior livable area: 1,146 sqft

Property

Details

  • Zoning description: Concord

Features

  • Levels: One and One Half
  • Stories: 1
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Frontage length: Road frontage: 200

Lot

  • Lot size: 0.95 Acres
  • Features: Sloped

Parking

  • Parking features: Gravel,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Vermont Counties

Flood
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance $212$2,544
Property Taxes $289$3,468
Electricity $254$3,053
Total$1,968$23,616

Income You'd Need if You Spent...

35% on housing$67,474/yr
40% on housing$59,040/yr
45% on housing$52,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 05824$101
Essex County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 05824
Essex County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$239,900

For Sale by Agent

AgentKelly Deth
BrokerageStoneCrest Properties, LLC2

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