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142 S Slope Loop #J3, Banner Elk, NC, 28604

1beds
2baths
675sqft
$199,900
$296price/sqft
$1,332/moest. monthly cost
$53,280/yrincome needed

About This Home

Perfectly centered between Boone and Banner Elk, this beautifully updated one-bedroom condo in the Foscoe community offers both comfort and convenience in the heart of the High Country. The vaulted ceilings and stone fireplace create a warm, inviting atmosphere, while the flexible layout provides extra space for entertaining and living space. The home has been thoughtfully maintained and tastefully improved with new hardwood floors throughout both levels, fresh interior paint, and fresh carpet on the stairs. The kitchen features a new sink, fixtures, stove/exhaust, along with a refrigerator and dishwasher just added in 2025. The upstairs bath was completely refreshed in 2022. Additional improvements include a new water heater, updated window glass throughout the home, and a new sliding door that brightens the space while improving energy efficiency. Outdoor spaces have been renewed with a new deck, dividing wall, and railings, all replaced and freshly painted or stained in 2024. This move-in-ready mountain retreat offers a low-maintenance lifestyle perfectly suited for students, professionals, or anyone who loves the outdoors, with close proximity to hiking trails, fly-fishing streams, ski slopes, and scenic overlooks along the Blue Ridge Parkway. A fantastic spot to enjoy life between Boone and Banner Elk.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

7/10
Valle Crucis ElementaryGrades PK-83.6 mi
8/10
Watauga HighGrades 9-128.2 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Basement
  • Roof: Asphalt,Shingle
  • Construction materials: Cedar,Wood Siding,Wood Frame

Type & Style

  • Home type: Condo
  • Architectural style: Mountain
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Electric Range,Electric Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Carbon Monoxide Detector,Skylights,Vaulted Ceiling(s),Window Treatments
  • Window features: Wood Frames,Skylight(s),Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: One,Stone,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 675

Heating & Cooling

  • Heating features: Baseboard,Electric,Fireplace(s)
  • Cooling features: None

Interior Area

  • Total structure area: 675
  • Total interior livable area: 675 sqft

Property

Details

  • Parcel number: 1878977712038

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open
  • Exterior features: Paved Driveway
  • Has view: Yes
  • View description: Mountain(s),Residential,Seasonal View,Trees/Woods

Parking

  • Parking features: Driveway,Other,Paved,Private,See Remarks
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Ice Storm
Landslide
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Watauga County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$53$636
Property Taxes $69$828
Electricity $200$2,405
Total$1,332$15,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,668/yr
40% on housing$39,960/yr
45% on housing$35,520/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 28604$296
Watauga County$296

vs Homes Sold Last Month

Median $/sqft

ZIP 28604$365
Watauga County$292

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$219,000
2026-02-20Listing removed$219,000
2025-10-17Listed for sale$219,000
2020-06-29Sold$90,000

For Sale by Agent

AgentNikki Rezvani
BrokerageKeller Williams High Country

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