9800 E 520 S, Wolcottville, IN, 46795
About This Home
Escape to the lake and enjoy everything Big Long Lake has to offer in this beautifully updated 3 bedroom, 2 full bath retreat. Filled with natural light and inviting spaces, this home features an updated kitchen, renovated bathrooms, fresh paint, new flooring throughout, and an upstairs kitchenette that creates the perfect setup for guests, extended stays, or entertaining with ease. Relax on the deck overlooking the water, then spend your days enjoying the shared pier access and sandy beach area just across the road. Big Long Lake is a sought after all sports lake known for its crystal-clear water, boating, fishing, and unforgettable summer sunsets. Outside, the backyard offers the perfect setting for evening bonfires after a day on the water, while the large shed provides plenty of storage for lake toys and outdoor equipment. Additional parking along the side of the home makes hosting family and friends simple. With a new furnace, central air, and numerous recent improvements throughout, this move in ready property is ready to be enjoyed all season long.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Exhaust Fan,Electric Oven,Gas Water Heater,Water Softener Owned
- Laundry features: Main Level,Washer Hookup
Bedroom1
- Level: Upper
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 1
Features
- Ceiling Fan(s),Kitchen Island,Kitchenette,Stand Up Shower
- Finished area below ground: 0
- Finished area above ground: 1,076
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,076
- Total interior livable area: 1,076 sqft
Kitchen
- Level: Main
- Area: 130
Living Room
- Level: Main
- Area: 156
Property
Details
- Parcel number: 440922200010.012013
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Lake,Pier/Dock,Private Beach,Walk to Lake Access,Ski Lake
- Waterbody name: Big Long Lake
Lot
- Lot size: 5,662 sqft
- Features: 0-2.9999,Lake
- Lot size dimensions: 50x80
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Drought
- Hail
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,187 | $14,244 |
| Home Insurance * | $124 | $1,488 |
| Property Taxes | $95 | $1,140 |
| Electricity | $184 | $2,212 |
| Total | $1,590 | $19,080 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Price change | $234,900 |
| 2026-06-23 | Price change | $239,900 |
| 2026-05-17 | Listed for sale | $245,000 |
| 2022-12-25 | Listing removed | $249,900 |
| 2022-08-25 | Price change | $249,900 |
| 2022-08-21 | Price change | $254,900 |
| 2022-08-16 | Listed for sale | $269,900 |
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