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2100 Baileys Point Rd, Scottsville, KY, 42164

6beds
4baths
3,000sqft
$999,999
$333price/sqft
$6,485/moest. monthly cost
$259,400/yrincome needed

About This Home

Amazing TURNKEY lake property on Barren River Lake, situated on approximately 1.2 acres with lake views, privacy and direct lake access. Located just one mile before Bailey’s Point Campground and boat launch, this property includes an aluminum dock, boat slip, private basketball court and private tennis court. The expansive lot also offers enough land for additional construction, creating unlimited potential for future growth. This unique waterfront home features two identical living spaces under one roof, making it ideal for large families, multigenerational living or a high-performing short-term rental. Each side includes 3 bedrooms, 2 bathrooms, a great room and a laundry room, for a combined total of 6 bedrooms and 4 bathrooms. The open-concept design features soaring ceilings, abundant natural light and large windows showcasing beautiful views of Barren River Lake. The outdoor spaces are designed for both relaxation and entertaining, featuring a spacious deck overlooking the lake, a scenic fire pit area and a private wooded setting that creates the perfect lake retreat atmosphere. Currently operating as a successful five-star Airbnb, the property is being offered fully furnished and completely ready to continue as a vacation rental, if desired. This proven rental has generated more than $71,000 in rental income for 2026 despite heavy owner usage, with additional bookings already scheduled for 2027. The second photo shows the financial results from this successful Airbnb operation. Whether you are searching for a luxury full-time residence, a vacation home or an income-producing lake investment, this rare Barren River Lake property offers an exceptional combination of lifestyle, space and revenue potential. View the investment rental listing and additional property details on VRBO: https://www.vrbo.com/2234119

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential Farm

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: Granite Counters,Separate Shower

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Walls (Dry Wall),Eat-in Kitchen
  • Door features: Insulated Doors
  • Window features: Thermo Pane Windows
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Kitchen

  • Features: Granite Counters,Pantry

Master Bathroom

  • Level: Upper

Master Bedroom

  • Level: Upper
  • Area: 164.5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 72142

Features

  • Levels: Two
  • Patio & porch: Deck
  • Exterior features: Garden,Landscaping,Mature Trees,Trees
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Dock,Water Access,Waterfront,Lake
  • Waterbody name: Barren River Lake

Lot

  • Lot size: 1.17 Acres
  • Features: County,Subdivided

Parking

  • Parking features: None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$719$8,628
Property Taxes $474$5,688
Electricity $236$2,842
Total$6,485$77,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$222,342/yr
40% on housing$194,550/yr
45% on housing$172,933/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 42164$144
Allen County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 42164$170
Allen County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$999,999
2026-03-16Listed for sale$1,049,999
2025-11-17Listing removed$1,220,000
2025-07-11Price change$1,100,000
2025-05-14Listed for sale$1,220,000
2021-04-07Listing removed--
2021-03-17Pending sale$699,900
2021-03-17Listed for sale$699,900

For Sale by Agent

AgentHank M Wilson
BrokerageEXP Realty, LLC

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