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3575 Mississippi River Rd, Keokuk, IA, 52632

2beds
1baths
942sqft
$165,000
$175price/sqft
$1,404/moest. monthly cost
$56,160/yrincome needed

About This Home

Riverfront Gem with Breathtaking Mississippi Views! Discover unparalleled beauty and modern comfort in this completely renovated 2-bedroom, 1-bath home, perched majestically on the bluff above the mighty Mississippi River in Keokuk, Iowa. Wake up to stunning sunrises and enjoy panoramic river views from the large, wrap-around front deck – your private oasis for relaxation and entertaining. The entire home has been meticulously updated, boasting a fresh, contemporary feel throughout. Step inside to find a beautifully appointed interior featuring: Brand new appliances in the eat-in kitchen, ready for your culinary adventures. A bathroom with a custom walk-in shower, offering a luxurious retreat. Fresh paint and new carpeting throughout, creating a bright and inviting atmosphere. The exterior is just as impressive, with the bluff meticulously hardscaped with rock. This innovative design ensures a maintenance-free landscape while maximizing your unobstructed river views. Beyond the main residence, a 2-car detached garage provides ample parking and storage. Above the garage, a large, finished bonus room offers endless possibilities – a home office, studio, gym, or additional living space. This is more than a home; it's a lifestyle. Imagine enjoying your morning coffee with eagles soaring overhead or unwinding with spectacular sunsets over the Mississippi. Don't miss this rare opportunity to own a piece of paradise with one of the most incredible views in Keokuk.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
4/10
Keokuk Middle SchoolGrades 6-81.9 mi
4/10
Keokuk High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1938

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 942

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 942 sqft

Property

Accessibility

  • Accessibility features: No Stairs Internal

Details

  • Parcel number: 041521123270050

Lot

  • Lot size: 0.36 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$273$3,276
Property Taxes $176$2,112
Electricity $121$1,452
Total$1,404$16,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,137/yr
40% on housing$42,120/yr
45% on housing$37,440/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 52632$54
Lee County$76

vs Homes Sold Last Month

Median $/sqft

ZIP 52632$72
Lee County$83

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-06Price change$191,900
2025-09-02Price change$198,900
2025-08-05Price change$215,000
2025-06-12Listed for sale$225,000
2022-11-11Listing removed--
2022-11-08Pending sale$149,900
2022-11-07Sold$140,000
2022-09-07Contingent$149,900
2022-08-27Listed for sale$149,900
2016-08-26Sold$83,000

For Sale by Agent

AgentElysia Mahoney
BrokerageVandenberg Real Estate

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