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206 Cardinal Ct, Oxford, NC, 27565

3beds
3baths
1,714sqft
$344,900
$201price/sqft
$2,440/moest. monthly cost
$97,600/yrincome needed

About This Home

10,000 use-as-you-choose (appliances, blinds, fence, closing costs) available! Custom-built two-story home tucked away on a quiet cul-de-sac - situated on a generous .63 acre lot backing to a serene stream and mature trees. Thoughtfully designed open floor plan features a spacious kitchen with a large island with single-bowl stainless sink, custom white cabinets, stainless steel appliances, designer lighting and an oversized walk-in pantry with wood shelving! Durable LVP flooring flows throughout the main living areas, offering both style and easy maintenance! The functional drop-zone area adds everyday convenience. Retreat to expansive bedrooms with large walk-in closets. Enjoy outdoor living on the large deck overlooking the private backyard! A perfect blend of quality craftsmanship, modern design, and peaceful setting. Minutes from growing historic downtown Oxford and interstate 85 access close by for an easy commute to Durham!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
West Oxford ElementaryGrades PK-50.7 mi
3/10
4/10
J F Webb HighGrades 9-121.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete,Slab
  • Roof: Shingle
  • Construction materials: Concrete,Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: Tradition Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional, Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave,Plumbed For Ice Maker,Self Cleaning Oven,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bathtub/Shower Combination,Breakfast Bar,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Separate Shower,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Carpet,Vinyl,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,714
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric,Forced Air,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump,Zoned

Interior Area

  • Total structure area: 1,714
  • Total interior livable area: 1,714 sqft

Property

Details

  • Parcel number: 191315633657
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Front Porch
  • Exterior features: Private Yard,Rain Gutters
  • Has view: Yes

Lot

  • Lot size: 0.63 Acres
  • Features: Cul-De-Sac,Few Trees,Flood Plains,Landscaped,Level
  • Lot size dimensions: see plot plan

Parking

  • Total spaces: 3
  • Parking features: Concrete,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Drought
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Granville County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$175$2,100
Property Taxes $321$3,852
Electricity $200$2,405
Total$2,440$29,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,657/yr
40% on housing$73,200/yr
45% on housing$65,066/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 27565$144
Granville County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 27565$193
Granville County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$344,900
2026-01-28Listing removed$344,900
2025-05-27Price change$344,900
2025-01-06Price change$349,700
2024-10-11Price change$374,700
2024-04-24Listed for sale$387,500
2023-01-01Listing removed--
2022-05-07Price change$35,000
2021-11-05Pending sale$27,500
2021-03-12Listed for sale$27,500
2020-03-31Sold$20,000

New Construction

AgentJim Allen
BrokerageColdwell Banker HPW

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