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11573 42nd Rd, Wetmore, MI, 49895

1beds
1baths
866sqft
$249,000
$288price/sqft
$1,713/moest. monthly cost
$68,520/yrincome needed

About This Home

Great hunting cabin and or cabin on the lake near the Hiawatha National Forest. This one bedroom, one bath has had many updates in the past ten years including windows, roof and siding. It has a sun room as you walk in and you can store your outer gear from hitting the nearby trails all day or sit and watch the lake. You can keep your toys in the two sheds on the property. Pole Creek Lake is an 89 acre lake with a public boat launch. You can fish for bullhead, largemouth bass, perch, northern pike, crappie, bream/bluegill and pumpkinseed sunfish here. Make this your recreation or relaxation base camp!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Big Bay De Noc SchoolGrades PK-1222.6 mi

Construction

Condition

  • Year built: 1960

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Electric Water Heater

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: Not Applicable

Bathroom1

  • Level: Main
  • Area: 72

Bedroom1

  • Level: Main
  • Area: 153

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 120

Features

  • None
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 866

Heating & Cooling

  • Heating features: Electric,Propane,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 866
  • Total interior livable area: 866 sqft

Kitchen

  • Level: Main
  • Area: 72

Living Room

  • Level: Main
  • Area: 225

Property

Details

  • Parcel number: 2101335202600
  • Zoning: Lake shore Residential - LSR
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Lake Front,Waterfront,Interior Lake,Sandy Bottom
  • Waterbody name: Pole Creek Lake
  • Frontage length: 125

Lot

  • Lot size: 0.75 Acres
  • Lot size dimensions: 125 x 260 x 150 x 240

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Delta County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$47$564
Property Taxes $219$2,628
Electricity $188$2,259
Total$1,713$20,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,731/yr
40% on housing$51,390/yr
45% on housing$45,680/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 49895$136
Delta County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 49895$270
Delta County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$239,000
2026-06-02Listed for sale$249,000
2025-10-08Listing removed$239,000
2025-08-08Price change$239,000
2025-05-27Price change$255,000
2025-05-19Price change$268,500
2025-04-16Price change$269,000
2023-10-11Pending sale$250,000
2023-09-03Contingent$250,000
2023-08-31Price change$250,000
2022-04-27Pending sale$175,000
2022-04-06Contingent$175,000
2022-03-11Listed for sale$175,000
2021-04-08Sold$85,000
2021-03-22Contingent$85,000
2020-12-29Listed for sale$85,000

For Sale by Agent

AgentSTACEY MASTERS
BrokerageRE/MAX SUPERIORLAND

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