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425 Ribbon Rd, Summerville, SC, 29483

3beds
3baths
1,806sqft
$395,000
$219price/sqft
$2,614/moest. monthly cost
$104,560/yrincome needed

About This Home

Welcome to this beautifully maintained home in The Ponds! Built in 2021, this 3-bedroom, 2.5-bath home features an open-concept floor plan with 9'+ smooth ceilings, a spacious kitchen with granite countertops, stainless steel appliances, gas range, pantry, and large island. Upstairs, the primary suite offers a walk-in closet and private bath. Relax on the screened porch overlooking the fenced backyard. Enjoy resort-style amenities including a pool, clubhouse, parks, dog park, and scenic walking trails.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Sand Hill ElementaryGrades PK-52.1 mi
4/10
Gregg Middle SchoolGrades 6-83.0 mi
6/10
Summerville High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling - Smooth,High Ceilings,Garden Tub/Shower,Kitchen Island,Walk-In Closet(s),Eat-in Kitchen,Entrance Foyer,Pantry
  • Window features: Thermal Windows/Doors
  • Flooring: Carpet,Ceramic Tile,Laminate

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,806
  • Total interior livable area: 1,806 sqft

Property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Screened
  • Fencing: Wood

Lot

  • Lot size: 6,534 sqft
  • Features: 0 - .5 Acre,Level

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Cold Wave
Earthquake
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Dorchester County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$216$2,592
Property Taxes $197$2,364
Electricity $204$2,449
Total$2,614$31,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,622/yr
40% on housing$78,420/yr
45% on housing$69,706/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 29483$191
Dorchester County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 29483$200
Dorchester County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$390,000
2026-08-01Listed for sale$395,000
2023-07-21Sold$380,000
2023-06-18Contingent$375,900
2023-06-06Price change$375,900
2023-05-16Price change$375,000
2023-05-08Price change$385,000
2023-04-19Listed for sale$390,000
2021-10-26Sold$349,900
2021-10-01Contingent$349,900
2021-09-06Price change$349,900
2021-08-17Price change$369,551
2021-08-02Price change$384,551
2021-06-16Price change$394,575
2021-05-10Price change$394,325
2021-03-25Price change$393,735
2021-03-12Listed for sale$373,735

For Sale by Agent

AgentChris Phillips
BrokerageChuckTown Homes Powered By LPT Realty

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