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1290 Grady Ln #20232, Davenport, FL, 33896

3beds
2baths
1,893sqft
$245,000
$129price/sqft
$1,711/moest. monthly cost
$68,440/yrincome needed

About This Home

Welcome to resort-style living in the heart of ChampionsGate! This beautifully maintained 3-bedroom, 2-bath condo in the guard-gated Promenades at Bella Trae is now offered fully furnished, making it completely move-in ready for your next chapter. Spanning nearly 1,900 square feet, this spacious second-floor unit features an open-concept layout with elegant wood flooring, high ceilings, and abundant natural light. The living and dining areas flow seamlessly to a private screened lanai with no rear neighbors, offering peaceful wooded views—the perfect spot to relax and unwind. The generously sized primary suite includes a walk-in closet and en-suite bath, while two additional bedrooms provide flexibility for guests, a home office, or seasonal living. Residents of Bella Trae enjoy 24-hour guard-gated security and access to exceptional amenities, including a resort-style clubhouse, fitness center, pool, and social activities. Conveniently located just minutes from world-class golf, the Omni Resort, shopping, dining, and Central Florida’s top attractions, with easy access to I-4 for commuting or travel. Ideal for snowbirds, relocators, downsizers, or long-term investors, this home offers a unique opportunity to own in one of ChampionsGate’s most desirable communities.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Westside K-8 SchoolGrades PK-83.6 mi
4/10
Poinciana High SchoolGrades 9-128.5 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Concrete,Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Kitchen,Laundry Closet

Bathroom2

  • Features: No Closet
  • Level: Upper

Bedroom2

  • Features: Coat Closet
  • Level: Upper

Bedroom3

  • Features: Coat Closet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Other,No Closet
  • Level: Upper

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Open Floorplan,PrimaryBedroom Upstairs,Solid Surface Counters,Solid Wood Cabinets,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Ceramic Tile,Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,145
  • Total interior livable area: 1,893 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Dual Sinks,Dual Closets
  • Level: Upper

Living Room

  • Features: Ceiling Fan(s),No Closet
  • Level: Upper

Primary Bathroom

  • Features: Makeup/Vanity Space,Shower No Tub,No Closet
  • Level: Upper

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 332527297400020232
  • Zoning: X
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Enclosed,Rear Porch,Screened
  • Exterior features: Balcony,Lighting
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 8,548 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Strong Wind
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$121$1,452
Property Taxes $155$1,860
Electricity $197$2,366
Total$1,711$20,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,662/yr
40% on housing$51,330/yr
45% on housing$45,626/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 33896$177
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 33896$184
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$245,000
2025-09-26Listing removed$255,000
2025-09-02Price change$255,000
2025-07-29Price change$265,000
2025-06-24Price change$275,000
2025-05-20Price change$290,000
2025-05-06Price change$305,000
2025-03-14Listed for sale$310,000

For Sale by Agent

AgentNora Rios
BrokerageWEICHERT REALTORS HALLMARK PRO

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