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1228 Independence Dr, Elgin, SC, 29045

4beds
3baths
2,016sqft
$288,900
$143price/sqft
$1,977/moest. monthly cost
$79,080/yrincome needed

About This Home

Owner’s suite on the main level + vaulted ceilings + fenced backyard—this one checks all the boxes. Welcome to 1228 Independence Drive, a beautifully designed 4-bedroom, 2.5-bath READY TO MOVE IN home in the sought-after Woodcreek Farm's Park at Liberty Ridge community in Elgin. From the moment you walk in, the vaulted family room ceiling creates an open, airy feel that makes the entire home live larger. The layout flows seamlessly into a stylish kitchen featuring New Caledonia granite countertops, stainless steel appliances, bar seating, and abundant cabinetry—perfect for everyday living and effortless entertaining. The main-level owner’s suite offers privacy and convenience, tucked away from the secondary bedrooms upstairs. On the second floor, you’ll find spacious additional bedrooms, a shared bath, and a versatile bonus room with closet—ideal for a home office, media space, or guest area.Step outside to a fully fenced backyard, giving you the space and privacy to relax, entertain, or let pets play freely. Location is a major win—just minutes from Fort Jackson, top shopping, dining, and with quick access to I-20 and I-77 for an easy commute. Homes with this layout, location, and flexibility don’t last—schedule your showing today. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

6/10
Pontiac Elementary SchoolGrades PK-50.5 mi
4/10
8/10
Spring Valley High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Microwave Above Stove
  • Laundry features: Utility Room,Main Level

Bedroom2

  • Features: Closet-Private
  • Level: Second

Bedroom3

  • Features: Closet-Private
  • Level: Second

Bedroom4

  • Features: Vaulted Ceiling(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: Area
  • Level: Main

Features

  • Flooring: Carpet

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,016
  • Total interior livable area: 2,016 sqft

Kitchen

  • Features: Pantry,Granite Counters,Cabinets-Stained
  • Level: Main

Master Bedroom

  • Features: Double Vanity,Tub-Garden,Bath-Private,Separate Shower,Walk-In Closet(s),Closet-Private
  • Level: Main

Property

Details

  • Parcel number: 288031208

Features

  • Stories: 2
  • Fencing: Rear Only Wood

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,460$17,520
Home Insurance *$159$1,908
Property Taxes $154$1,848
Electricity $204$2,449
Total$1,977$23,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,782/yr
40% on housing$59,310/yr
45% on housing$52,720/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 29045$144
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29045
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-29Price change$299,999
2026-03-26Price change$309,900
2026-03-20Listed for sale$314,900
2021-04-09Listing removed--
2021-04-02Listed for sale$239,865
2021-03-12Listing removed--
2021-03-10Listed for sale$231,701

For Sale by Agent

AgentGwen Rawls
BrokerageColdwell Banker Realty

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