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1781 SAMURAI POINT #P9, Lutz, FL, 33558

3beds
3baths
1,476sqft
$264,900
$179price/sqft
$1,870/moest. monthly cost
$74,800/yrincome needed

About This Home

OWNER FINANCING AVAILABLE for this desirable 3-Bed/3-Bath condo located in the gated nudist, clothing-optional community of Paradise Lakes! This spacious unit has neutral colors and laminate/tile/carpet throughout. The kitchen features a smooth-top range, built-in microwave, refrigerator, dual sink, dishwasher, and breakfast bar seating for casual meals. The expansive primary bedroom has a seating area, full bath, and walk-in closet. Bedroom #2 has wall-to-wall closet, full bath, and views of the pond. The studio lockout has a private entrance, full bath with tub/shower, closet, and kitchenette with refrigerator, 4-burner range, microwave, sink, and cabinets. Other features include an understairs pantry space, ceiling fans, full-size washer/dryer, and attic storage with fold-up metal ladder for convenience. AC is dated 2020. The wall AC in the studio is 3 years old. Buyer is responsible for verifying all information, details and dimensions. Condo association approval of Buyer is required including application, fee, background check, orientation, and membership in a recognized nudist organization. Optional membership to Paradise Lakes Resort is not included in monthly condo association fee.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
7/10
7/10
Sunlake High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: Second

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Walk-In Closet(s),In-Law Floorplan
  • Flooring: Carpet,Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,496
  • Total interior livable area: 1,476 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: Second

Property

Details

  • Parcel number: 182635008000P000090
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Rain Gutters

Lot

  • Features: Level

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$153$1,836
Property Taxes $181$2,172
Electricity $197$2,366
Total$1,870$22,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,114/yr
40% on housing$56,100/yr
45% on housing$49,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 33558$230
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33558$249
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$264,900
2023-01-29Listing removed--
2023-01-09Price change$1,250
2022-12-29Listed for rent$1,600
2022-07-20Listing removed--
2022-07-19Listed for rent$1,600

For Sale by Agent

AgentJill Reid
BrokerageEXCEPTIONAL REAL ESTATE

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