21904 River Rd N, Cordova, IL, 61242
About This Home
Breathtaking Mississippi Riverfront property. PRICED TO SELL! NO FLOOD INSURANCE REQUIRED. Property includes partially heated 36'x 64' Cleary building with RV 30/50 AMP plug. Home includes two grand suites, on can be used as a multi-generational suite with it's own private entrance. Private suite is spacious offering its own kitchen, full bath with dual sinks, walk-in shower and a large bedroom with access and views to the river as well as a huge walk in closet. Seller is offering a Home Warranty. This property provides endless opportunities for hosting large family events and flexibility with guests, multi-generational family living, potential income through rental use, or a Hobby Farm if so desired. As you enter this home it offers dramatic wall of windows, and an open-concept layout with vaulted ceilings that showcases magnificent sunsets, wildlife and barges floating down the river. Wrap-around deck with pergola invites outdoor living, now enhanced with a new BBQ wind break-perfect for year-round grilling and entertaining. The grand suite offers a spacious and serene retreat, featuring two large walk-in closets, including one with barn doors added in 2021- ideal for use as a home office or den. The ensuite bathroom was completely remodeled in 2025, blending modern finishes with spa-like comfort. The in-law suite, fully updated in 2025, includes a private entrance and kitchen, providing flexibility for guests, rental use, or multigenerational living. A fully remodeled hallway bath (2025) further enhances the home's modern feel. The gourmet kitchen boasts gorgeous countertops, tiled backsplash, abundant cabinet space, high-efficiency Kitchen-Aid appliances-all new in 2021, and a 5-burner Bosch cooktop. Additional upgrades include ceramic tile flooring, new carpet, fresh paint and updated lighting throughout. Ultimate 36' x 64' Cleary building includes heated 32' x 36' workshop with bar, radiant floor heating, 14'x14' insulated automatic doors. AMP RV drop, updated well pump/holding tank and additional spigots. New Roof 2022, New Luxaire Energy Star central air unit 2022, New Proline XE Commercial-grade water heater 2022, New Culligan Water Softener 2023 and New Culligan Reverse Osmosis system 2021. New landscaping, fencing, lighting 2021. Seller is offering a home warranty which offers added peace of mind to the new buyers. This home is priced to sell. Don't miss your chance to make this home yours today! COME SEE ALL THIS HOME AS TO OFFER!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,ENERGY STAR Qualified Appliances,Microwave,Range,Refrigerator,Washer,Water Purifier,Water Softener Owned,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedroom2
- Features: Flooring (Carpet)
- Level: Main
- Area: 144
- Dimensions: 12X12
Bedroom3
- Features: Flooring (Carpet)
- Level: Main
- Area: 120
- Dimensions: 10X12
Bedroom4
- Features: Flooring (Carpet)
- Level: Main
- Area: 180
- Dimensions: 15X12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Built-in Features,Vaulted Ceiling(s),Wet Bar,In-Law Floorplan
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room
- Fireplace: Yes
- Finished area below ground: 0
Great Room
- Features: Flooring (Tile)
- Level: Main
- Area: 435
- Dimensions: 15X29
Heating & Cooling
- Heating features: Forced Air,Natural Gas,Radiant,Sep Heating Systems - 2+
- Cooling features: Central Air
Interior Area
- Total structure area: 2,304
- Total interior livable area: 2,883 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar,Island,Pantry),Flooring (Tile)
- Level: Main
- Area: 280
- Dimensions: 20X14
Laundry
- Features: Flooring (Tile)
- Level: Main
- Area: 25
- Dimensions: 5X5
Living Room
- Features: Flooring (Tile)
- Level: Main
- Area: 368
- Dimensions: 16X23
Master Bedroom
- Features: Flooring (Carpet),Bathroom (Full)
- Level: Main
- Area: 195
- Dimensions: 13X15
Office
- Features: Flooring (Tile)
- Level: Main
- Area: 91
- Dimensions: 7X13
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0307200022
- Special condition: Home Warranty
Features
- Stories: 1
- Patio & porch: Deck,Porch
- Has view: Yes
- View description: Water,Back of Property,Side(s) of Property
- Water view: Water,Back of Property,Side(s) of Property
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Lot size: 1.13 Acres
- Lot size dimensions: 110x148x96x138
Parking
- Total spaces: 3
- Parking features: Garage Door Opener,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,438 | $41,256 |
| Home Insurance * | $695 | $8,340 |
| Property Taxes | $1,207 | $14,484 |
| Electricity | $221 | $2,660 |
| Total | $5,561 | $66,732 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-30 | Listed for sale | $695,000 |
| 2025-09-16 | Listing removed | $720,000 |
| 2025-07-20 | Listed for sale | $720,000 |
| 2020-11-13 | Sold | $432,500 |
| 2020-09-04 | Pending sale | $439,900 |
| 2020-08-24 | Price change | $439,900 |
| 2020-07-21 | Price change | $469,900 |
| 2020-06-01 | Price change | $479,900 |
| 2020-05-20 | Price change | $479,000 |
| 2020-05-08 | Listed for sale | $498,000 |
| 2010-04-19 | Sold | $38,500 |
| 2006-08-24 | Sold | $275,000 |
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