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461 Kelker St, Oberlin, PA, 17113

3beds
4baths
2,849sqft
$499,900
$175price/sqft
$3,609/moest. monthly cost
$144,360/yrincome needed

About This Home

Welcome home to this beautifully designed, nearly new 2023-built residence offering 3 bedrooms, 3.5 baths, and 2,850 square feet of finished living space with an exceptional blend of modern comfort and style. The open-concept main living area showcases vaulted ceilings, abundant natural light, and a cozy gas fireplace, creating an inviting space for everyday living and entertaining. The first-floor primary suite is a true retreat, featuring a spa-inspired bathroom with a freestanding soaking tub, walk-in shower, and generous closet space. The thoughtfully designed layout continues with a finished walk-out lower level, providing flexible living or recreational space ideal for guests, a home office, or media room. Enjoy year-round relaxation in the enclosed three-seasons room, perfect for morning coffee or evening gatherings. The backyard is ready for summer fun with an above-ground pool and space to unwind. Additional highlights include a 2-car garage, ample storage, and the peace of mind that comes with a recently built home and modern finishes throughout. This move-in-ready home offers the perfect combination of functionality, comfort, and contemporary design.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

3/10
Tri-Community El SchoolGrades K-50.9 mi
5/10
Swatara Middle SchoolGrades 6-80.7 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 800

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Partially Finished,Windows

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Combination Kitchen/Dining,Family Room Off Kitchen,Open Floorplan,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 800
  • Finished area above ground: 2,049

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,849
  • Total interior livable area: 2,849 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 630451320000000
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Washer,Dryer,Kitchen Refrigerator,Basement Refrigerator

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Private

Lot

  • Lot size: 0.43 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Hurricane
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$237$2,844
Property Taxes $533$6,396
Electricity $312$3,751
Total$3,609$43,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,737/yr
40% on housing$108,270/yr
45% on housing$96,240/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 17113$88
Dauphin County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 17113$133
Dauphin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Price change$499,900
2026-03-16Price change$500,000
2026-03-02Price change$520,000
2026-01-19Price change$532,000
2025-12-19Listed for sale$535,000
2023-12-15Sold$477,900
2023-09-07Pending sale$477,900
2021-03-03Listed for sale$89,900

For Sale by Agent

AgentSamantha Beahm, Berkshire Hathaway HomeServices Homesale Realty
BrokerageBerkshire Hathaway HomeServices Homesale Realty

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