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22 Spinney Ct, Elgin, SC, 29045

5beds
3baths
2,241sqft
$345,000
$154price/sqft
$2,312/moest. monthly cost
$92,480/yrincome needed

About This Home

THE ONE YOU’VE BEEN WAITING FOR! Welcome home to 22 Spinney Court in Elgin, where space, style, and modern living come together! Built in 2021, this impressive 5-bedroom, 3-bath home offers approximately 2,241 square feet of living space on a generous 0.35-acre lot—giving you the room you’ve been searching for inside AND out! From the moment you step inside, you’ll love the bright, welcoming atmosphere and open layout designed for making memories. The spacious living areas flow effortlessly together, creating the perfect setting for movie nights, holiday gatherings, Sunday dinners, or entertaining a crowd. The kitchen keeps you connected to the heart of the home, so you never have to miss a moment while cooking or hosting. With FIVE bedrooms and THREE full bathrooms, there’s room for everyone! Need a guest suite, home office, playroom, workout space, or hobby room! You have options! Retreat at the end of the day to the spacious primary suite and create your own peaceful escape. But wait until you step outside! Sitting on 0.35 acres, the backyard offers plenty of room to dream—think summer cookouts, a firepit under the stars, outdoor games, gardening, pets at play, or your own backyard oasis. Built just a few years ago, this home gives buyers the modern feel they want without the wait of new construction. Add in a convenient Elgin location near shopping, dining, everyday conveniences, and major routes, and this home checks SO many boxes. 5 Bedrooms | 3 Bathrooms | 2,241 Sq. Ft. | 0.35 Acres | Built 2021 More bedrooms. More space. More possibilities. Homes offering this much versatility are hard to ignore. Come see 22 Spinney Court in person and imagine what life could look like here. Schedule your private showing today—you may walk in as a visitor and leave knowing you’ve found HOME! Seller is highly motivated! All offers welcomed! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Blaney Elementary SchoolGrades PK-52.3 mi
4/10
5/10
Lugoff-Elgin High SchoolGrades 9-127.5 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Construction materials: Stone,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,241
  • Total interior livable area: 2,241 sqft

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 3470000006 SKR

Lot

  • Lot size: 0.35 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hurricane
Heat Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Kershaw County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$159$1,908
Property Taxes $194$2,328
Electricity $215$2,585
Total$2,312$27,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,268/yr
40% on housing$69,360/yr
45% on housing$61,653/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 29045$144
Kershaw County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 29045
Kershaw County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$345,000
2021-07-26Sold$262,798
2021-03-25Listing removed--
2021-03-13Listed for sale$259,900
2021-03-06Listing removed--
2021-03-04Price change$259,900
2021-03-02Listed for sale$251,900

For Sale by Agent

AgentCristy Anderson
BrokerageColdwell Banker Realty

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