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817 S Third Street S, Carolina Beach, NC, 28428

3beds
3baths
2,164sqft
$895,000
$414price/sqft
$5,121/moest. monthly cost
$204,840/yrincome needed

About This Home

The spectacular and contemporary beach home includes 3 bedroom, 3 full baths and a private elevator. Kitchen has granite countertops, large island, stainless appliances and upgraded tiered cabinets. Unlimited options for the large roof top flex space( 4th bedroom, bar, cozy lounge area, etc.). There are 2 covered decks, one off of the living room and the second off of the master bedroom, plus two large rooftop decks for entertaining guest and enjoying views of the ocean and the beautiful beach sunsets. Super location only 3 blocks from the beach. Close to shopping, restaurants, boardwalk and entertainment.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

7/10
7/10
Charles P Murray MiddleGrades 6-85.0 mi
5/10
Eugene Ashley HighGrades 9-125.1 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Other,Pilings
  • Roof: Shingle
  • Construction materials: Stucco,Fiber Cement,Wood Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Washer,Refrigerator,Dryer,Dishwasher,Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-in Closet(s),Kitchen Island,Ceiling Fan(s),Elevator,Blinds/Shades,Walk-In Closet(s)
  • Flooring: LVT/LVP

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,164
  • Total interior livable area: 2,164 sqft

Property

Details

  • Parcel number: R09010027028000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Deck
  • Fencing: None
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Frontage type: See Remarks
  • Living area range: 2000 - 2199

Lot

  • Lot size: 1,742 sqft
  • Lot size dimensions: 0

Parking

  • Parking features: Covered,Concrete,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$104$1,248
Property Taxes $291$3,492
Electricity $201$2,418
Total$5,121$61,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,577/yr
40% on housing$153,630/yr
45% on housing$136,560/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$414This listing

vs Other Active Listings

Avg $/sqft

ZIP 28428$356
New Hanover County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 28428$466
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$895,000
2026-03-11Price change$920,000
2026-02-14Listed for sale$949,000
2025-12-19Listing removed$949,000
2025-10-22Listed for sale$949,000
2025-10-22Contingent$949,000
2025-09-23Price change$949,000
2025-08-22Price change$995,000
2025-07-04Listed for sale$1,070,000
2022-06-09Sold$646,000

For Sale by Agent

AgentKarisa E Grizzard
BrokerageBeach Town Realty

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