14016 Ballast Dr, Elgin, TX, 78621
About This Home
Welcome to 14016 Ballast Dr in Elgin—an inviting, move-in-ready home built in 2021 offering 1,481 sq ft, 3 bedrooms, and 2 full baths. Designed for easy everyday living, the layout provides comfortable gathering spaces and a natural flow that works whether you’re hosting friends or enjoying a quiet night in. The kitchen opens seamlessly to the main living area, creating a bright, connected space that makes entertaining effortless. Even better—this home comes with all appliances, including the refrigerator/freezer, oven, microwave, washer, and dryer, so you can settle in from day one with fewer upfront costs. The primary suite offers a relaxing retreat with its own private bath, while the additional bedrooms provide flexibility for guests, a home office, or hobbies. Step outside and you’ll find a backyard ready for weekend grilling, playtime, gardening, or simply enjoying the Texas sky. This is a fantastic opportunity to own a newer home in a convenient Elgin location—just minutes from Elgin High School and the shops, dining, and charm of downtown Elgin. If you’re looking for value, convenience, and a home that truly feels turnkey, 14016 Ballast Dr is one to see.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2021
Materials
- Foundation: Slab
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Freezer,Microwave,Oven,Range,Refrigerator,Washer
Bedroom
- Features: Ceiling Fan(s),Recessed Lighting
- Level: First
Bedroom
- Features: Ceiling Fan(s),Recessed Lighting
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Features
- Ceiling Fan(s),Coffered Ceiling(s),Granite Counters,Primary Bedroom on Main,Recessed Lighting,Smart Home,Smart Thermostat,Walk-In Closet(s)
- Window features: Double Pane Windows
- Flooring: Carpet,Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,481 sqft
Primary Bedroom
- Features: Ceiling Fan(s),Recessed Lighting,Walk-In Closet(s)
- Level: First
Property
Accessibility
- Accessibility features: Smart Technology
Details
- Parcel number: 06451101190000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Patio
- Exterior features: Gutters Full
- Fencing: Privacy, Wood
- Has view: Yes
- View description: Neighborhood
- Waterfront features: None
Lot
- Lot size: 4,800 sqft
- Features: Back Yard,Front Yard,Interior Lot,Level,Sprinkler - Automatic,Sprinkler - Back Yard,Sprinklers In Front,Trees-Small (Under 20 Ft)
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Hail
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance * | $162 | $1,944 |
| Property Taxes | $114 | $1,368 |
| Electricity | $238 | $2,859 |
| Total | $1,853 | $22,236 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Contingent | $255,000 |
| 2026-08-10 | Price change | $255,000 |
| 2026-07-28 | Listed for sale | $265,000 |
| 2021-07-16 | Listing removed | -- |
| 2021-03-01 | Pending sale | $235,990 |
| 2021-02-26 | Listed for sale | $233,990 |
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