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1056 Lovell Ave W, Roseville, MN, 55113

2beds
2baths
1,308sqft
$279,000
$213price/sqft
$2,210/moest. monthly cost
$88,400/yrincome needed

About This Home

Bright, low-maintenance living awaits in this stylish 2-bedroom, 2-bathroom Roseville home. Design with an open flow, the main level features a sunlit living space centered around a warm gas fireplace. Upstairs, you'll find a spacious primary retreat with exceptional storage, plus a versatile loft area tailor-made for a home office or creative space. Step outside to a private back patio for outdoor downtime. Highlights include an attached 2-car garage and an expansive, unfinished basement primed for future expansion with a rough-in for a third bath. Perfectly positioned near neighborhood parks, dining, and shopping, this property blends comfort and convenience seamlessly.

Getting Around

16
WalkingCar-Dependent
33
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Block,Frame

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Quad/4 Corners

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished

Bathroom

  • Level: Main
  • Area: 35
  • Dimensions: 5x7

Bathroom

  • Level: Upper
  • Area: 96
  • Dimensions: 8x12

Bedroom

  • Level: Upper
  • Area: 210
  • Dimensions: 15x14

Bedroom2

  • Level: Upper
  • Area: 169
  • Dimensions: 13x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 9x16

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,308

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,880
  • Total interior livable area: 1,308 sqft

Kitchen

  • Level: Main
  • Area: 220
  • Dimensions: 11x20

Laundry

  • Level: Upper
  • Area: 32
  • Dimensions: 4x8

Living Room

  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Loft

  • Level: Upper
  • Area: 130
  • Dimensions: 10x13

Other

  • Level: Main
  • Area: 56
  • Dimensions: 4x14

Other

  • Level: Upper
  • Area: 40
  • Dimensions: 4x10

Other

  • Level: Main
  • Area: 20
  • Dimensions: 4x5

Other

  • Level: Basement
  • Area: 169
  • Dimensions: 13x13

Other

  • Level: Basement
  • Area: 496
  • Dimensions: 16x31

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 112923320161
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1520

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: None

Lot

  • Lot size: 2,178 sqft
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage Door Opener,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Inland Flooding
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$165$1,980
Property Taxes $465$5,580
Electricity $170$2,050
Total$2,210$26,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,771/yr
40% on housing$66,300/yr
45% on housing$58,933/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 55113$184
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55113$212
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Listed for sale$279,000
2024-10-07Sold$263,000
2024-08-13Pending sale$265,000
2024-08-02Listing removed--
2024-07-30Listed for sale$265,000

For Sale by Agent

AgentDavid Hoefs
BrokerageRE/MAX Results

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