See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

629 Alger St, Owosso, MI, 48867

2beds
1baths
520sqft
$99,900
$192price/sqft
$864/moest. monthly cost
$34,560/yrincome needed

About This Home

Completely updated! New kitchen & bath, drywall, plumbing, electrical, siding, roof, windows, mechanicals and more! Nice sized yard, patio off the back of the home, oversized 1 car garage and basement.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
Bryant SchoolGrades K-51.1 mi
4/10
Owosso Middle SchoolGrades 6-81.9 mi
6/10
Owosso High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1945

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Unfinished,Michigan Basement

Bathroom1

  • Features: Laminate
  • Level: Main
  • Area: 40

Bedroom1

  • Features: Carpet
  • Level: Main
  • Area: 108

Bedroom2

  • Features: Carpet
  • Level: Main
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 520

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 520 sqft

Kitchen

  • Features: Laminate
  • Level: Main
  • Area: 56

Living Room

  • Features: Laminate
  • Level: Main
  • Area: 132

Property

Details

  • Parcel number: 05001001600600
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Frontage type: Road
  • Frontage length: 60

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 60 x 133

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Ice Storm

FEMA Declared Disasters in Shiawassee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$78$936
Property Taxes $93$1,116
Electricity $188$2,259
Total$864$10,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,622/yr
40% on housing$25,920/yr
45% on housing$23,040/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 48867$111
Shiawassee County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 48867$120
Shiawassee County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$99,900
2026-07-10Listed for sale$99,900
2024-04-04Listing removed$35,000
2023-04-07Listed for sale$35,000

For Sale by Agent

AgentBarbara Roll-Wyzga
BrokerageKeller Williams First

Similar Homes