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2720 31st Ave, Rock Island, IL, 61201

4beds
2baths
2,520sqft
$260,000
$103price/sqft
$2,251/moest. monthly cost
$90,040/yrincome needed

About This Home

4-bedroom, 2-bathroom tri-level home in Rock Island, located near local schools and amenities. The main level features a spacious living room with vaulted, beamed ceilings, a wood-burning fireplace flanked by built-in bookshelves, and access to a screened-in deck. The large kitchen includes a pantry, plenty of counterspace, and an added center island. Interior updates throughout include fresh paint in all rooms. The upper level houses three bedrooms and a full bathroom featuring a new vanity, new toilet, and new shower plumbing. The lower level includes a family rec room with new flooring and drywall, an office with new LVP flooring, the fourth bedroom, the second full bathroom with a new vanity, and direct access to both the garage and the backyard. Mechanical and system updates include new boiler heating parts (2024), a radon mitigation system (2025), a roof (2014), and a new garage door opener with battery backup. Outside, the property has an attached 1-car garage with a newly constructed screened-in porch, and expanded driveway parking.

Getting Around

46
WalkingCar-Dependent
36
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

3/10
Edison Jr High SchoolGrades 7-80.6 mi
2/10
Rock Island High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Stainless Steel Appliance(s),Gas Cooktop,Gas Oven,Gas Water Heater
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Egress Window,Rec/Family Area,Sleeping Area,Storage Space,Full,Walk-Out Access

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 130
  • Dimensions: 13X10

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 108
  • Dimensions: 9X12

Bedroom4

  • Features: Flooring (Luxury Vinyl)
  • Level: Lower
  • Area: 238
  • Dimensions: 14X17

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 209
  • Dimensions: 19X11

Features

  • Built-in Features,Beamed Ceilings,Separate Dining Room,Pantry
  • Door features: Sliding Doors,Storm Door(s)
  • Window features: Blinds
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Foyer

  • Level: Main
  • Area: 84
  • Dimensions: 7X12

Heating & Cooling

  • Heating features: Natural Gas,Steam,Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,520
  • Total interior livable area: 2,520 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Island,Pantry-Closet),Flooring (Tile)
  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Living Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 294
  • Dimensions: 14X21

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Office

  • Features: Flooring (Luxury Vinyl)
  • Level: Lower
  • Area: 120
  • Dimensions: 10X12

Other

  • Features: Flooring (Other)
  • Level: Lower
  • Area: 253
  • Dimensions: 23X11

Recreation Room

  • Features: Flooring (Carpet)
  • Level: Lower
  • Area: 228
  • Dimensions: 19X12

Screened Porch

  • Level: Lower
  • Area: 117
  • Dimensions: 13X9

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1612303004
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Patio & porch: Screened

Lot

  • Lot size: 0.42 Acres
  • Features: Mature Trees,Backs to Trees/Woods,Level,Sloped
  • Lot size dimensions: 120x132

Parking

  • Total spaces: 1
  • Parking features: Concrete,Garage Door Opener,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$283$3,396
Property Taxes $461$5,532
Electricity $193$2,325
Total$2,251$27,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,177/yr
40% on housing$67,530/yr
45% on housing$60,026/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 61201$70
Rock Island County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 61201$86
Rock Island County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2014-04-30Sold$150,000

For Sale by Agent

AgentRichard Bassford, CRS
BrokerageRE/MAX Concepts Bettendorf

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