27 Inn Road #3, Charlotte, VT, 05445
About This Home
Experience the perfect blend of Vermont history, charm, and modern living in this one-of-a-kind Charlotte, VT condo located within the iconic former Mt. Philo Inn, a treasured historic landmark thoughtfully converted into just five distinctive condominiums. This beautifully maintained 3-bedroom, 2-bath home showcases timeless craftsmanship with rich hardwood floors, solid wood doors, original architectural details, abundant natural light, and a rare antique tin soaking tub that adds to its character and appeal. The distinctive kitchen is truly the heart of the home, featuring a stunning Vermont marble center island, quality finishes, and an inventive brushed aluminum art installation created by a renowned local artist, making the space as functional as it is memorable. Spacious living areas and a private covered porch frame breathtaking westerly views of Lake Champlain and the Adirondack Mountains, creating the perfect setting to enjoy Vermont's spectacular sunsets. Surrounded by beautifully landscaped perennial gardens, this exceptional Charlotte condominium offers an outdoor lifestyle unlike any other. Step out your back door and enjoy direct access to the Mt. Philo State Park trail system, where hiking, nature walks, and panoramic summit views await just moments from home. Additional features include assigned parking, garage storage and an outdoor shared yard. Located just minutes from Burlington while embracing the peaceful beauty of the Champlain Valley, this rare historic property offers an unmatched opportunity to own a home filled with character, craftsmanship, and one of the most desirable locations in Vermont.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1896
Materials
- Foundation: Fieldstone
- Roof: Slate,Standing Seam
- Construction materials: Timber Frame,Wood Frame
Type & Style
- Home type: Condo
- Architectural style: Historic Vintage,Victorian
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer,Domestic Water Heater
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Kitchen/Dining,Natural Woodwork,Common Heating/Cooling
- Flooring: Hardwood,Wood
- Finished area below ground: 0
- Finished area above ground: 1,500
Heating & Cooling
- Heating features: Oil,Hot Water,House Unit,Radiator
- Cooling features: None
Interior Area
- Total structure area: 1,500
- Total interior livable area: 1,500 sqft
Property
Details
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered Porch
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterbody name: Lake Champlain
- Frontage length: Road frontage: 510
Lot
- Features: Country Setting,Views
Parking
- Parking features: Gravel,Assigned
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Vermont Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,527 | $30,324 |
| Home Insurance | $175 | $2,100 |
| Property Taxes | $599 | $7,188 |
| Electricity | $254 | $3,053 |
| Total | $3,555 | $42,660 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-29 | Listed for sale | $499,900 |
| 2026-01-13 | Listing removed | $559,900 |
| 2025-09-08 | Price change | $559,900 |
| 2025-08-15 | Price change | $575,000 |
| 2025-07-30 | Listed for sale | $619,000 |
| 2021-07-02 | Sold | $491,000 |
| 2021-03-08 | Contingent | $489,000 |
| 2021-02-24 | Listed for sale | $489,000 |
For Sale by Agent
View on Zillow