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2424 28th St, Rock Island, IL, 61201

4beds
2baths
1,814sqft
$229,000
$126price/sqft
$1,951/moest. monthly cost
$78,040/yrincome needed

About This Home

Tucked away on a quiet cul-de-sac in Rock Island, this well-maintained 1.5-story home offers 4 bedrooms (including one non-conforming), 2 full bathrooms, and flexible living space to fit your needs. Step inside to appreciate the pride of ownership and oversized living room that flows seamlessly into the kitchen and formal dining room, creating an inviting layout for everyday living and entertaining. The main level also features a bedroom, full bathroom, and convenient storage, while the upper level offers three additional rooms and a second full bath-perfect for bedrooms, a home office, playroom, or hobby space. The full basement provides endless storage or future finishing potential, and outside you'll find a spacious backyard ideal for entertaining along with a 2-car garage. This move-in ready home offers the perfect combination of comfort, versatility, and a peaceful location.

Getting Around

40
WalkingCar-Dependent
32
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

5/10
4/10
2/10
Rock Island High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 100
  • Dimensions: 10X10

Bedroom3

  • Features: Flooring (Other)
  • Level: Second
  • Area: 168
  • Dimensions: 12X14

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Features

  • Attic: Dormer
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,936
  • Total interior livable area: 1,814 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Ceramic Tile)
  • Level: Main
  • Area: 210
  • Dimensions: 14X15

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 336
  • Dimensions: 28X12

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 156
  • Dimensions: 13X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1612118006
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 7,405 sqft
  • Features: Level
  • Lot size dimensions: 48x156

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$249$2,988
Property Taxes $406$4,872
Electricity $139$1,674
Total$1,951$23,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,891/yr
40% on housing$58,530/yr
45% on housing$52,026/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 61201$70
Rock Island County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 61201$86
Rock Island County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$224,900
2026-07-25Price change$229,000
2026-07-12Listed for sale$234,900
2012-12-07Sold$118,000

For Sale by Agent

AgentAmanda Francis
BrokerageNextHome QC Realty

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