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8504 Ridgewood Rd Unit 501, Rock Island, IL, 61201

3beds
2baths
1,920sqft
$149,900
$78price/sqft
$1,333/moest. monthly cost
$53,320/yrincome needed

About This Home

SELLER OFFERING SEVERAL INCENTIVES TO THE BUYER OF THIS WONDERFUL CONDO: SELLER WILL COVER 6 MONTHS of your HOA FEES, PROVIDE AN AHS WARRANTY THRU JANUARY 2028, AND COVER THE COST TO TRANSFER THE LIFETIME WARRANTY ON THE WINDOWS! What a great house warming gift to you! WALNUT RIDGE CONDOMINIUMS Many times a move to a condo means giving up your outdoor space. This can't be farther from the truth in this wonderful split level unit. All the outdoor space you could want surrounded by mature trees for privacy. Inside, a nice open floor plan on the main level with a well planned kitchen and dining area open to the spacious living room. Two good-sized bedrooms and a full bath also on the main floor. The lower level is home to a large rec room with gas fireplace and a bar area for entertaining. There's a beautiful bath with walk-in tile shower and the potential for a 3rd bedroom. Laundry and a large storage area. The lower level walks out to a private patio and gorgeous back yard. UPDATES & IMPROVEMENTS: Brand new windows in Feb 26, newer luxury vinyl flooring, new water heater, new top on bar, updated hardware and hinges on doors, new front door, fresh paint, Range/oven, dishwasher & disposal all under 2 years old. All appliances including washer and dryer included and seller is providing an AHS Warranty. This unit has a two car garage with 2 fold up work benches!

Getting Around

9
WalkingCar-Dependent
29
TransitSome Transit
7
BikeSomewhat Bikeable

Schools

6/10
3/10
Edison Jr High SchoolGrades 7-82.5 mi
2/10
Rock Island High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Single Family Residence

Interior

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Double Pane Windows)
  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (Double Pane Windows)
  • Level: Lower
  • Area: 96
  • Dimensions: 8X12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Engineered Hardwood),Window Treatments (Double Pane Windows)
  • Level: Main
  • Area: 80
  • Dimensions: 8X10

Family Room

  • Features: Flooring (Carpet),Window Treatments (Double Pane Windows)
  • Level: Lower
  • Area: 450
  • Dimensions: 15X30

Features

  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Family Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Kitchen

  • Features: Flooring (Vinyl),Window Treatments (Double Pane Windows)
  • Level: Main
  • Area: 104
  • Dimensions: 8X13

Laundry

  • Features: Flooring (Carpet)
  • Level: Lower
  • Area: 120
  • Dimensions: 8X15

Living Room

  • Features: Flooring (Engineered Hardwood),Window Treatments (Double Pane Windows)
  • Level: Main
  • Area: 195
  • Dimensions: 15X13

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Double Pane Windows)
  • Level: Main
  • Area: 160
  • Dimensions: 10X16

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1627408001
  • Special condition: None

Features

  • Patio & porch: Deck,Patio

Lot

  • Features: Irregular Lot,Wooded,Mature Trees
  • Lot size dimensions: 137x273x239x244

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$163$1,956
Property Taxes $266$3,192
Electricity $147$1,772
Total$1,333$15,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,702/yr
40% on housing$39,990/yr
45% on housing$35,546/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$78This listing

vs Other Active Listings

Avg $/sqft

ZIP 61201$70
Rock Island County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 61201$86
Rock Island County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$149,900
2026-05-22Listed for sale$149,900
2021-05-06Sold$118,000
2021-03-22Pending sale$124,900
2021-03-05Listed for sale$124,900
2018-10-31Sold$106,000
2018-10-10Pending sale$114,900
2018-09-21Price change$114,900
2018-07-07Listed for sale$124,500

For Sale by Agent

AgentJean Mueller
BrokerageRuhl&Ruhl REALTORS Moline

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