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10 S Beach Drive, Everett, WA, 98206

2beds
2baths
1,344sqft
$499,950
$372price/sqft
$3,082/moest. monthly cost
$123,280/yrincome needed

About This Home

Come live the Hat Life! This home lives large indoors & out & literally sits right on one of the most beautiful, sandy beaches you'll see in WA State. Every room in the house, even the garage, has an incredible 180* Southerly view of the Mukilteo ferry crossing, Mt Rainier, Olympic Mtns, sunsets & amazing whale watching up close. The beachside patio has built-in firepit & stairs to the beach to enjoy beach walks, clamming, crabbing & kayaking. Upper level has a brand new deck, vaulted ceilings, 2 beds & full bath. Lower level is spacious, 3/4 bath & its own separate entrance. Garage, fenced yard & new ext paint. On island enjoy the USGA rated golf course, pickleball, community garden & community events. Deeded, 2nd class tidelands do convey

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
6
BikeSomewhat Bikeable

Schools

7/10
7/10
--
Sno-Isle Skills CenterGrades 11-126.8 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1980

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Entry
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher(s),Dryer(s),Refrigerator(s),Stove(s)/Range(s),Washer(s),Water Heater: Electric,Water Heater Location: Garage

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s),Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Concrete,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Upper Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Forced Air,Stove/Free Standing,Electric,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 00466800001000
  • Zoning: R-5
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: None

Features

  • Levels: Multi/Split
  • Entry location: Main
  • Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Vaulted Ceilings,Water Heater
  • Has spa: Yes
  • Has view: Yes
  • View description: Ocean,See Remarks,Sound,Strait,Territorial
  • Has water view: Yes
  • Water view: Ocean,Sound,Strait
  • On waterfront: Yes
  • Waterfront features: No Bank,Saltwater,Sea,Sound,Strait
  • Frontage length: Waterfront Ft: 60'
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 0.83 Acres
  • Features: Dead End Street,Deck,Fenced-Fully,High Speed Internet,Hot Tub/Spa,Patio

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Heat Wave
Ice Storm
Landslide

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$106$1,272
Property Taxes $299$3,588
Electricity $149$1,793
Total$3,082$36,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,668/yr
40% on housing$92,460/yr
45% on housing$82,186/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$372This listing

vs Other Active Listings

Avg $/sqft

ZIP 98206$283
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98206
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Price change$599,950
2025-11-20Listed for sale$649,000

For Sale by Agent

AgentDaniel Rike
BrokerageCENTURY 21 North Homes Realty

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