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1825 Northampton St, Holyoke, MA, 01040

6beds
5baths
3,252sqft
$515,000
$158price/sqft
$4,101/moest. monthly cost
$164,040/yrincome needed

About This Home

Rare turnkey 5-Family Investment Opportunity on Northampton St in Holyoke. Don’t miss this exceptional opportunity to own a large 5-family property in the heart of Holyoke with excellent upside potential and below market rents. Whether you’re expanding your portfolio or entering the multifamily market, this property offers strong income potential and long-term value with targeted improvements and expansion. Many long-term tenants in place. A convenient and central location with easy access to local amenities, highways, etc. Up to 10% (60m) Seller Financing possible for qualified Buyers. Come see the potential to take this investment property to the next level!

Getting Around

57
WalkingSomewhat Walkable
42
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

--
William R. Peck SchoolGrades 4-80.3 mi
3/10
Joseph Metcalf SchoolGrades 6-80.5 mi
2/10
Holyoke High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Brick/Mortar,Other
  • Roof: Shingle,Other

Type & Style

  • Home type: MultiFamily
  • Property subType: 5+ Family - 5+ Units Up/Down

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Flooring: Wood,Vinyl,Laminate
  • Finished area below ground: 1,920
  • Finished area above ground: 3,252

Interior Area

  • Total structure area: 3,252
  • Total interior livable area: 3,252 sqft

Property

Details

  • Parcel number: 2534379
  • Zoning: R-2

Features

  • Patio & porch: Porch

Lot

  • Lot size: 0.20 sqft

Parking

  • Total spaces: 5
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$251$3,012
Property Taxes $605$7,260
Electricity $641$7,695
Total$4,101$49,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,605/yr
40% on housing$123,030/yr
45% on housing$109,360/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 01040$152
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01040$178
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Listed for sale$549,000

For Sale by Agent

AgentPeter Gelinas
BrokerageValley Real Estate Company

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