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485-495 Harrison Ave #101, Boston, MA, 02118

--beds
--baths
--sqft
$2,200,000
--price/sqft
$13,012/moest. monthly cost
$520,480/yrincome needed

About This Home

Beautiful brick-and-beam building featuring a newly upgraded street-level retail condominium available for sale or for lease (asking $38/sqft) in the affluent and highly dense SoWa and Ink Block neighborhood of Boston’s South End. Located on the ground floor of a luxury residential building, this exceptional commercial space offers soaring 15-foot ceilings, polished concrete floors, designer lighting, and striking loft-style character throughout. Formerly home to a high-end furniture showroom and currently occupied as a daycare, the flexible layout is ideal for retail, gallery, showroom, wellness, office, educational, or creative commercial use. Positioned in one of Boston’s most vibrant mixed-use districts, surrounded by luxury residences, acclaimed restaurants, galleries, and destination retail with strong foot traffic and excellent accessibility.

Getting Around

98
WalkingWalker's Paradise
93
TransitRider's Paradise
84
BikeVery Bikeable

Schools

3/10
4/10
Mel H King ElementaryGrades 2-120.4 mi
3/10
Quincy Upper SchoolGrades 6-120.4 mi

Construction

Type & Style

  • Home type: SingleFamily

Property

Lot

  • Lot size: 5,662 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,124$133,488
Home Insurance *$269$3,228
Property Taxes $1,265$15,180
Electricity $354$4,259
Total$13,012$156,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$446,125/yr
40% on housing$390,360/yr
45% on housing$346,986/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 02118$789
Suffolk County$574

vs Homes Sold Last Month

Median $/sqft

ZIP 02118$941
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-26Listed for sale$2,200,000

For Sale by Agent

AgentDan Distefano
BrokerageEngel & Völkers Boston

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