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2554 Deep Gap Farm Rd, Mill Spring, NC, 28756

4beds
4baths
4,350sqft
$1,645,000
$378price/sqft
$10,008/moest. monthly cost
$400,320/yrincome needed

About This Home

Located within the prestigious gated community of BRIGHT’S CREEK, this exceptional 6.24-ACRE PRIVATE ESTATE delivers the perfect blend of LUXURY LIVING, PRIVACY, AND BREATHTAKING MOUNTAIN BEAUTY. Two picturesque creeks wind through the property and merge into a STUNNING PRIVATE WATERFALL, creating a serene retreat rarely found in Western North Carolina. Bright’s Creek is celebrated for its TOM FAZIO–DESIGNED CHAMPIONSHIP GOLF COURSE and sought-after golf and equestrian lifestyle. Community amenities include POOL, GOLF, RESTAURANT, TENNIS, AND PICKLEBALL (membership available), offering true RESORT-STYLE LIVING. A dramatic TWO-STORY FOYER welcomes you inside, immediately showcasing the home’s spacious layout and refined finishes. THIS HOME IS BEING SOLD FULLY FURNISHED. Thoughtfully updated and meticulously maintained, the residence features THREE NEW HVAC UNITS (2024), FRESH EXTERIOR PAINT, and ALL-NEW EXTERIOR LIGHTING for enhanced curb appeal. A WHOLE-PROPERTY IRRIGATION SYSTEM keeps the grounds lush year-round. Recent 2023 upgrades include WASHER, DRYER, DISHWASHER, REFRIGERATOR, and NEW GARAGE DOOR MOTORS. In 2025, a striking OUTDOOR FIREPLACE was added—perfect for entertaining or enjoying peaceful evenings under the Carolina sky. REFINISHED HARDWOOD FLOORS flow throughout the main living areas, adding warmth and timeless elegance. Designed for both everyday comfort and hosting, the GOURMET KITCHEN features a GAS COOKTOP, WALL OVEN, BAR SEATING, AND EXPOSED BEAMS, blending architectural character with an open, inviting atmosphere ideal for gatherings. The LUXURIOUS PRIMARY SUITE serves as a private retreat with THREE WALK-IN CLOSETS and generous space designed for relaxation. Step outside to the EXPANSIVE SCREENED PORCH WITH FIREPLACE overlooking the backyard, where DRAMATIC ROCK OUTCROPPINGS and the soothing sounds of flowing water create an unforgettable outdoor living experience. The FULL BASEMENT greatly enhances the home’s versatility, offering a comfortable DEN, TWO BEDROOMS, AND TWO FULL BATHS—ideal for guests, multigenerational living, or recreation. An additional 1,760 SQ FT OF UNFINISHED SPACE provides incredible potential for a HOME THEATER, FITNESS STUDIO, WORKSHOP, OR FUTURE EXPANSION. With RARE ACREAGE, extensive upgrades, RESORT-STYLE AMENITIES, and extraordinary water features, this property presents a truly unique opportunity to experience UPSCALE MOUNTAIN LIVING WITH MODERN CONVENIENCES—only a short distance to LAKE ADGER, LAKE LURE, AND TRYON INTERNATIONAL EQUESTRIAN CENTER.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
4/10
4/10
Polk County High SchoolGrades 9-127.3 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Architectural
  • Construction materials: Shingle Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Down Draft,Gas Cooktop,Dishwasher,Dryer,Microwave,See Remarks,Convection Oven,Electric Oven,Self Cleaning Oven,Refrigerator,Disposal,Gas Water Heater
  • Laundry features: 1st Floor,Electric Dryer Hookup,Sink

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full,Walk-Out Access,Basement

Bedroom2

  • Area: 208
  • Dimensions: 16x13

Bedroom3

  • Level: Basement
  • Area: 208
  • Dimensions: 16x13

Bedroom4

  • Level: Basement
  • Area: 180
  • Dimensions: 15x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: 12x12

Dining Room

  • Area: 208
  • Dimensions: 16x13

Features

  • Ceiling Fan(s),Tray Ceiling(s),Attic Stairs Pulldown,Sauna,See Remarks,Entrance Foyer,Open Floorplan
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Concrete,Wood
  • Number of fireplaces: 2
  • Fireplace features: Outside
  • Attic: Pull Down Stairs
  • Finished area below ground: 1,420
  • Finished area above ground: 2,930

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Gas - Natural
  • Cooling features: Central Air,Multi Units,Electricity

Interior Area

  • Total interior livable area: 4,350 sqft

Kitchen

  • Area: 180
  • Dimensions: 15x12

Living Room

  • Area: 345
  • Dimensions: 23x15

Other

  • Level: Main
  • Area: 320
  • Dimensions: 20x16

Other

  • Level: Basement
  • Area: 320
  • Dimensions: 20x16

Other

  • Level: Basement
  • Area: 168
  • Dimensions: 14x12

Primary Bedroom

  • Area: 320
  • Dimensions: 20x16

Property

Details

  • Other equipment: Generator
  • Horse amenities: See Remarks

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Screened,Porch
  • Exterior features: See Remarks,Water Feature
  • Has view: Yes
  • View description: Mountain(s),Water
  • Has water view: Yes
  • Water view: Water
  • Living area range: 4200-4399

Lot

  • Lot size: 6.24 Acres
  • Features: Creek,On Golf Course,Wooded

Parking

  • Total spaces: 3
  • Parking features: 3 Car Attached,Garage Door Opener,Keypad Entry,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Landslide
Lightning
Strong Wind
Cold Wave
Inland Flooding
Tornado

FEMA Declared Disasters in Polk County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,318$99,816
Home Insurance *$600$7,200
Property Taxes $685$8,220
Electricity $405$4,861
Total$10,008$120,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$343,131/yr
40% on housing$300,240/yr
45% on housing$266,880/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$378This listing

vs Other Active Listings

Avg $/sqft

ZIP 28756$515
Polk County$284

vs Homes Sold Last Month

Median $/sqft

ZIP 28756
Polk County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-26Price change$1,650,000
2026-03-26Price change$1,825,000
2026-03-20Price change$1,850,000
2026-03-14Price change$1,925,000
2026-02-07Listed for sale$1,975,000
2023-09-22Listing removed--
2023-07-09Price change$1,475,000
2023-07-02Price change$1,645,000
2023-06-02Listed for sale$1,695,000
2021-04-30Sold$850,000
2021-03-30Pending sale$899,000
2021-03-30Contingent$899,000
2021-02-15Listed for sale$899,000

For Sale by Agent

AgentLeAnne Carswell
BrokerageExpert Real Estate Team

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