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10-12 School Sq, Winchendon, MA, 01475

10beds
4baths
3,818sqft
$659,000
$173price/sqft
$5,012/moest. monthly cost
$200,480/yrincome needed

About This Home

this large 4unit house located at center of the town, always fully rented, total monthly income; $6590, each tenant pay their own utilities. each unit has good size room. . the house will deliver with all the tenants because seller don't want to lose the rental income. only do showing on weekend. 4 years new roof. rare to find, great property created good cash flow, it won't last long.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
5/10
Murdock Middle SchoolGrades 6-81.3 mi
3/10
Murdock High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1860

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: 4 Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Vinyl,Hardwood
  • Finished area above ground: 3,818

Interior Area

  • Total structure area: 3,818
  • Total interior livable area: 3,818 sqft

Property

Details

  • Zoning: TYPI
  • Exclusions: Tenant's Belongings

Lot

  • Lot size: 2.30 Acres
  • Features: Wooded

Parking

  • Total spaces: 8
  • Parking features: Other
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,332$39,984
Home Insurance *$242$2,904
Property Taxes $686$8,232
Electricity $752$9,034
Total$5,012$60,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,840/yr
40% on housing$150,360/yr
45% on housing$133,653/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 01475$281
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01475$250
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-11Listed for sale$659,000
2024-05-16Listing removed$499,000
2024-04-17Price change$499,000
2024-02-15Price change$489,000
2023-07-06Listed for sale$499,000

For Sale by Agent

AgentJason Saphire
Brokeragewww.HomeZu.com

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