See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

503 Kenneth Cir #503, Elgin, IL, 60120

1beds
1baths
738sqft
$175,000
$237price/sqft
$1,359/moest. monthly cost
$54,360/yrincome needed

About This Home

Beautifully maintained and move-in-ready townhome in Elgin, located in a great neighborhood at an affordable price. Remodeled in 2023, this home features modern updates, a functional layout, and is ready for its next owner. A great opportunity for buyers looking for comfort, value, and a well-maintained home.

Getting Around

48
WalkingCar-Dependent
24
TransitMinimal Transit
41
BikeSomewhat Bikeable

Schools

6/10
Lincoln Elementary SchoolGrades PK-60.6 mi
3/10
Larsen Middle SchoolGrades 7-81.3 mi
2/10
Elgin High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1980

Materials

  • Construction materials: Brick,Masonite

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Laundry features: In Unit

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 738 sqft

Kitchen

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 91
  • Dimensions: 7X13

Living Room

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 06074020330000
  • Special condition: None

Parking

  • Total spaces: 1
  • Parking features: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$93$1,116
Property Taxes $252$3,024
Electricity $130$1,569
Total$1,359$16,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,594/yr
40% on housing$40,770/yr
45% on housing$36,240/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 60120$180
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60120$207
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$175,000
2023-07-11Sold$152,500
2023-05-27Contingent$149,000
2023-05-24Listed for sale$149,000
2013-06-28Sold$30,000

For Sale by Agent

AgentKirtan Mirani
BrokerageInspire Realty Group LLC

Similar Homes