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7811 Harbour Isle #42, Indianapolis, IN, 46240

1beds
2baths
1,024sqft
$209,900
$205price/sqft
$1,516/moest. monthly cost
$60,640/yrincome needed

About This Home

New Price! Best priced condo in the highly desirable Harbour Club Community! Enjoy beautifully landscaped grounds, a scenic lake, community pool, and recently renovated tennis courts, all while being conveniently located near shopping, dining, and major highways including I-465, I-69, and US-31. This one-bedroom, one-and-a-half-bath condo features a spacious great room with soaring ceilings and updated luxury vinyl plank flooring. The generously sized primary suite also offers luxury vinyl plank flooring and an updated en-suite bath with a walk-in shower. A versatile loft provides additional living space and offers the potential to be converted into a second bedroom.The galley-style kitchen opens to a dining area, and all kitchen appliances are included with the sale. Enjoy watching the wildlife off your back deck. If you're looking for low-maintenance living with exterior maintenance and lawn care taken care of, this Harbour Club condo is the perfect place to call home.

Getting Around

11
WalkingCar-Dependent
20
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

7/10
6/10
Eastwood Middle SchoolGrades 6-82.1 mi
7/10
North Central High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary,Traditional
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Disposal,MicroHood,Electric Oven,Refrigerator,Washer
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Features

  • Attic Access,Cathedral Ceiling(s),High Ceilings,Walk-In Closet(s),Breakfast Bar,Ceiling Fan(s),Entrance Foyer,High Speed Internet,Pantry
  • Window features: Wood Work Painted
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Wood Burning
  • Fireplace: Yes
  • Attic: Access Only
  • Common walls with other units/homes: 2+ Common Walls,No One Below,No One Above

Great Room

  • Level: Main
  • Area: 234
  • Dimensions: 18x13

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,024
  • Total interior livable area: 1,024 sqft

Kitchen

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Loft

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Master Bedroom

  • Level: Upper
  • Area: 130
  • Dimensions: 13x10

Property

Details

  • Parcel number: 490229118008000800
  • Attached to another structure: Yes
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Building Private Entry,Ground Level
  • Patio & porch: Deck,Covered

Lot

  • Lot size: 0.16 sqft
  • Features: Close to Clubhouse,Cul-De-Sac,Street Lights,Mature Trees,Trees-Small (Under 20 Ft),Wooded

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$116$1,392
Property Taxes $155$1,860
Electricity $184$2,212
Total$1,516$18,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,977/yr
40% on housing$45,480/yr
45% on housing$40,426/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 46240$187
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46240$179
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$209,900
2026-07-21Listed for sale$212,000
2018-07-31Sold$129,900

For Sale by Agent

AgentShea Duymovic
BrokerageREMAX ONE

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