3 Rotterdam, Punta Gorda, FL, 33950
About This Home
Discover the perfect blend of comfort, convenience, and coastal living in this well maintained 2005 Fleetwood model home, spanning 1,320 square feet in the desirable 55+ resident-owned community of Windmill Village in Punta Gorda, Florida. This charming 2-bedroom, 2-bathroom residence features drywall construction with elegant crown molding in the main living area, a brand-new air conditioner and hot water heater installed in 2025, a whole-house Whirlpool water softener, a durable metal roof, and hurricane shutters for added peace of mind during Florida's seasons. The low HOA fee covers essential services including water, sewer, trash removal, grass maintenance, common area upkeep, and road maintenance—delivering a truly hassle-free lifestyle. Windmill Village is an active adult paradise with two private marinas offering direct access to Charlotte Harbor and the Gulf, a boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center hosting numerous hobby clubs, and a welcoming pavilion by the heated pool ideal for social gatherings and events. Nestled in beautiful historic Punta Gorda—recognized as a top small place to live with accolades from Money Magazine (including "#1 Best Small Place to Live") and Forbes—this waterfront community provides an exceptional setting for retirement. Note that the purchase price does not include the $18,285 Buy-In Share and Bond, which is fully refundable upon sale. Don't miss this outstanding opportunity to own a move-in-ready home in one of Florida's most welcoming and vibrant 55+ communities—schedule your showing today and embrace paradise!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Crawlspace
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Range,Washer,Water Filtration System
- Laundry features: Laundry Closet
Balcony Porch Lanai
- Features: No Closet
- Level: First
- Area: 120
- Dimensions: 10x12
Balcony Porch Lanai
- Features: No Closet
- Level: First
- Area: 65
- Dimensions: 13x5
Bathroom2
- Features: No Closet
- Level: First
- Area: 51
- Dimensions: 8.5x6
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 150
- Dimensions: 12.5x12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: No Closet
- Level: First
- Area: 90
- Dimensions: 9x10
Features
- Crown Molding,Primary Bedroom Main Floor
- Window features: Window Treatments
- Flooring: Carpet,Linoleum
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,508
- Total interior livable area: 1,508 sqft
Kitchen
- Features: No Closet
- Level: First
- Area: 137.5
- Dimensions: 12.5x11
Living Room
- Features: No Closet
- Level: First
- Area: 279.5
- Dimensions: 21.5x13
Primary Bathroom
- Features: No Closet
- Level: First
- Area: 102
- Dimensions: 8.5x12
Primary Bedroom
- Features: Built-in Closet
- Level: First
- Area: 195.75
- Dimensions: 14.5x13.5
Workshop
- Features: No Closet
- Level: First
- Area: 56
- Dimensions: 8x7
Property
Details
- Parcel number: 412319230901
- Zoning: MHP
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: None,Boat Slip
- Waterfront features: Brackish Canal Access,Creek Access,Boat Ramp - Private
Lot
- Lot size: 4,164 sqft
Parking
- Total spaces: 2
- Parking features: Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charlotte County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $116 | $1,392 |
| Property Taxes | $119 | $1,428 |
| Electricity | $197 | $2,366 |
| Total | $1,291 | $15,492 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-07 | Listed for sale | $180,000 |
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