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0 CORD AVENUE, Saint Cloud, FL, 34772

4beds
2baths
1,956sqft
$589,000
$301price/sqft
$3,884/moest. monthly cost
$155,360/yrincome needed

About This Home

Pre-Construction. To be built. Beautifully crafted by Snow Construction, this brand-new custom home offers just under 2,000 square feet of thoughtfully designed living space on a spacious 1.45-acre lot. This 4-bedroom, 2-bath home features quality block construction, vaulted ceilings, and an open-concept floor plan filled with upscale finishes throughout. The stunning kitchen is the heart of the home, showcasing a massive 10-foot island, quartz countertops, stainless steel appliances including a glass-top range and microwave, and beautiful maple cabinetry with 42-inch upper cabinets, crown molding, and bump-and-stagger detailing. A generous dining area and abundant storage make this space perfect for both everyday living and entertaining. The private owner's suite features a tray ceiling, walk-in closet, and a luxurious en-suite bath with dual raised vanities, quartz countertops, a linen closet, and a separate shower. Additional highlights include an interior laundry room, a two-car garage with automatic opener, a covered rear lanai, paver entry, and attractive board-and-batten accents that enhance the home's curb appeal. Enjoy the freedom of NO HOA or CDD fees while being conveniently located near the boat ramp at Canal 33, with direct access to Alligator Lake and the beautiful chain of lakes. Conveniently located near Highway 192, Narcoossee Road, and Harmony. A short drive to Lake Nona, Orlando International Airport, Central Florida theme parks, or head east to enjoy the beaches. Please note: The virtual tour and photos are for illustrative purposes only and showcase the home's floor plan and layout. Colors, finishes, features, materials, and design selections in the actual home for sale may vary. Act now while there's still time to personalize your new home! Buyers can select interior colors, finishes, upgrade options, or even choose a different floor plan offered by the builder.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
Middle School AAGrades 6-87.6 mi
5/10
Harmony High SchoolGrades 9-127.7 mi

Construction

Condition

  • Property condition: Pre-Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,HardiPlank Type,Stucco

Other

  • Builder model: Heritage
  • Builder name: Snow Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 135.7
  • Dimensions: 11.8x11.5

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 163.9
  • Dimensions: 14.9x11

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 117.766
  • Dimensions: 10.6x11.11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 101.7
  • Dimensions: 11.3x9

Features

  • Open Floorplan,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,656
  • Total interior livable area: 1,956 sqft

Kitchen

  • Level: First

Living Room

  • Features: Kitchen Island,Pantry
  • Level: First
  • Area: 243.44
  • Dimensions: 13.6x17.9

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 177.32
  • Dimensions: 12.4x14.3

Property

Details

  • Parcel number: 262630344500010290
  • Zoning: OARM
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch

Lot

  • Lot size: 1.45 Acres
  • Features: Cleared,In County,Oversized Lot,Zoned for Horses

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$336$4,032
Property Taxes $373$4,476
Electricity $197$2,366
Total$3,884$46,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,165/yr
40% on housing$116,520/yr
45% on housing$103,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 34772$191
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34772$213
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$589,000

New Construction

AgentTina Howes
BrokerageSNOW REALTY AND INVESTMENTS INC

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