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1301 Lakeshore Dr N #202, Lake City, MN, 55041

3beds
2baths
1,644sqft
$599,500
$365price/sqft
$4,051/moest. monthly cost
$162,040/yrincome needed

About This Home

Experience elevated living in this brand-new condo in beautiful Lake City, offering breathtaking views of Lake Pepin and a design that blends comfort, quality, and style. Never before lived in, this new construction home showcases exceptional craftsmanship and thoughtful upgrades throughout. The open-concept main level features engineered hardwood floors, real stone accents, and a stunning kitchen complete with quartz countertops, stainless steel appliances, custom cabinetry, and a spacious layout perfect for everyday living and entertaining. Step out onto the private balcony off the main level-perfect for taking in the serene, panoramic views of Lake Pepin. A convenient main-level bedroom provides flexibility for guests or a home office. Upstairs, you'll find two additional bedrooms, including a spacious primary bedroom with a walk-in closet. Custom stair railings add a unique architectural touch, while sound barrier insulation enhances privacy and peace throughout the home. Built for efficiency and comfort, this home is equipped with a high-efficiency heat pump for heating and cooling, along with an on-demand hot water heater. Enjoy low-maintenance living in truly special setting-where modern design meets incredible lake views.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
7/10
Lincoln SecondaryGrades 7-121.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Age 8 Years or Less,Pitched

Type & Style

  • Home type: Condo
  • Property subType: (CC) Low Rise (3- Levels)

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Freezer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Wall Oven,Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level,In Unit

Basement

  • Has basement: Yes
  • Basement: None

Bedroom

  • Level: Main
  • Area: 132.25
  • Dimensions: 11.5x11.5

Bedroom2

  • Level: Upper
  • Area: 240.5
  • Dimensions: 13x18.5

Bedroom3

  • Level: Upper
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 109.25
  • Dimensions: 11.5x9.5

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room,Stone
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,644

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,644
  • Total interior livable area: 1,644 sqft

Kitchen

  • Level: Main
  • Area: 126.5
  • Dimensions: 11.5x11

Laundry

  • Level: Main
  • Area: 119
  • Dimensions: 17x7

Living Room

  • Level: Main
  • Area: 350
  • Dimensions: 17.5x20

Walk In Closet

  • Level: Upper
  • Area: 60
  • Dimensions: 10x6

Property

Accessibility

  • Accessibility features: No Stairs External

Details

  • Parcel number: 541650202
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 961

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Other
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake View

Lot

  • Lot size: 0.36 Acres
  • Lot size dimensions: Common

Parking

  • Parking features: Assigned,Asphalt,Parking Lot,Paved Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather
Cold Wave
Drought
Landslide
Lightning

FEMA Declared Disasters in Goodhue County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,031$36,372
Home Insurance *$361$4,332
Property Taxes $489$5,868
Electricity $170$2,050
Total$4,051$48,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,891/yr
40% on housing$121,530/yr
45% on housing$108,026/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$365This listing

vs Other Active Listings

Avg $/sqft

ZIP 55041$184
Goodhue County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 55041$161
Goodhue County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Listed for sale$599,500

New Construction

AgentThe Huerkamp Home Group, Keller Williams Preferred Rlty, Amanda White
BrokerageKeller Williams Preferred Rlty

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