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15326 W Birch Point Rd #21, Hayward, WI, 54843

1beds
1baths
261sqft
$72,000
$276price/sqft
$621/moest. monthly cost
$24,840/yrincome needed

About This Home

Welcome to an affordable opportunity to enjoy life on beautiful Nelson Lake! Unit #21 is an end unit taht offers the perfect combination of personal enjoyment or investment potential, whether you're looking for a Northwoods getaway, a year-round retreat, or a property to use as a vacation rental. This turnkey condo features a ramp to the entrance, two beds, a mini refrigerator, microwave, Google TV, a private full larger bathroom with grab bars in shower, and a private deck overlooking Nelson Lake. Best of all, all appliances, furniture, décor, and furnishings are included, making it truly move-in or rental ready. Located in a building with seven units, the monthly HOA fee of just $65 includes lawn care, snow removal, trash service, and access to the association's shared amenities, including a sandy beach, boat launch, fire pit, playground, volleyball net, patio, and seating area. Average monthly operating expenses for this unit are approximately $60.21 for propane, $17.14 for electricity, $47.06 for insurance, $16.50 for internet, and $21.89 for Google TV. Spend your days boating, fishing, kayaking, swimming, or simply relaxing on the shores of Nelson Lake, a 2,503-acre lake known for its excellent recreational opportunities. Conveniently located just minutes from Hayward, you'll enjoy easy access to restaurants, shopping, golf courses, ATV and snowmobile trails, and everything the Northwoods has to offer year-round. Whether you're searching for an affordable waterfront getaway, an income-producing property, or both, Unit #21 is ready for its next owner.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

--
Hayward Primary SchoolGrades PK-24.3 mi
5/10
Hayward Middle SchoolGrades 6-85.0 mi
6/10
Hayward High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 1993

Materials

  • Construction materials: Block

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Microwave,Other
  • Laundry features: Common Area,Lower Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Shared Access

Bathroom

  • Level: Main
  • Area: 62.3286
  • Dimensions: 5.58 x 11.17

Bedroom

  • Level: Main
  • Area: 198.2675
  • Dimensions: 17.75 x 11.17

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 261

Heating & Cooling

  • Heating features: Baseboard,Boiler,Hot Water,Radiant
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 261
  • Total interior livable area: 261 sqft

Property

Accessibility

  • Accessibility features: Grab Bars In Bathroom,No Stairs External,No Stairs Internal,Accessible Approach with Ramp

Details

  • Parcel number: 140206002100
  • Attached to another structure: Yes
  • Zoning description: Business/Commercial,Residential-Multi-Family
  • Foundation area: 1833

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(4-10),Lake Bottom(Sand)
  • Frontage length: Water Frontage: 1400

Lot

  • Features: Accessible Shoreline,Tree Coverage - Light
  • Lot size dimensions: 0 x 0

Parking

  • Parking features: Gravel,Shared Driveway,Unassigned
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Hail

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $364$4,368
Home Insurance *$40$480
Property Taxes $46$552
Electricity $171$2,054
Total$621$7,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,291/yr
40% on housing$18,630/yr
45% on housing$16,560/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 54843$238
Sawyer County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 54843
Sawyer County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-01Listed for sale$72,000
2021-06-30Sold$510,000

For Sale by Agent

AgentPatrick J Rebman
BrokerageChippewa Valley Real Estate, L

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