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2043 KETCH CIRCLE #C7, Palm Harbor, FL, 34683

1beds
1baths
376sqft
$175,000
$465price/sqft
$1,362/moest. monthly cost
$54,480/yrincome needed

About This Home

HUGE PRICE REDUCTION! Join one of Pinellas county's most sought after 55+ waterfront mobile home communities, Crystal Bay Travel Park. Nestled on the infamous Gulf coast in the beautiful town of Palm Harbor this one bedroom, one bathroom home with a large private and sizable covered garage/work room offers comfort and amenities that will make you feel like you're living in the lap of luxury. You own the land as it is a resident owned coop. Modern finishes throughout include things like tiled backsplash in the kitchen, re-finished kitchen cabinets, back lit mirror, new faucet, luxury vinyl plank flooring throughout, freshly painted, updated bathroom with european style step-in shower with glass doors, modern sink and vanity. Even the wood floor joists were replaced with new joists. The sale includes all of the furnishings, plates, silverware, rugs, TV and appliances. The applicances are brand new and include a full size refrigerator, range, range hood, microwave and more. Even the new electric reclining, leather sofas are included. The spacious bedroom has a large closet and plenty of built-in storage drawers. The exterior of the home boasts a new epoxy driveway and a large garage that can also be used as a work room, storage or other. It includes a large lockable storage room and large security gate. The garage has a built-in work table and includes a large tool chest and all of the tools (tool value approx. $10K). There is a central shopvac for the home and a new electric water heater. Amenities included a renovated clubhouse, shared laundry room, showers, event space, large in ground Gulf side heated swimming pool, large fishing dock and the ability to permanitely tie your boat to the dock as a wet slip. Located in one of the best school districts in the county. Live like you're on vacation in this welcoming and friendly waterfront community. This home is considered Substantially Damaged by Pinellas County which means you can 1. remove the existing home and replace it with an rv or new mobile home to local code 2. have the property re-assessed and if the new appraised value is higher than the 50% of the repairs you can appeal the county decision. Buyer is soley responsible for confirming these and any other options for the Substantially Damaged home. Viewpoint Realty International cannot guarantee the accuracy of information provided and accepts no liability for losses or damages arising out of errors or omissions contained n listing information. All parties should independently verify all information.

Getting Around

48
WalkingCar-Dependent
23
TransitMinimal Transit
74
BikeVery Bikeable

Schools

Construction

Condition

  • Property condition: Completed
  • Year built: 1983

Materials

  • Foundation: Block,Crawlspace
  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Common Area

Bathroom1

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Central Vacuum,Kitchen/Family Room Combo,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets
  • Door features: Sliding Doors
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 376
  • Total interior livable area: 376 sqft

Kitchen

  • Features: No Closet
  • Level: First

Living Room

  • Features: No Closet
  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Workshop

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 352715198650030070
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground
  • Exterior features: Storage
  • Has view: Yes
  • View description: Gulf/Ocean - Partial
  • Has water view: Yes
  • Water view: Gulf/Ocean - Partial
  • On waterfront: Yes
  • Waterfront features: Gulf/Ocean Front,Waterfront,Gulf/Ocean Access,Fishing Pier

Parking

  • Total spaces: 2
  • Parking features: Covered,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Cold Wave
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$174$2,088
Property Taxes $107$1,284
Electricity $197$2,366
Total$1,362$16,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,697/yr
40% on housing$40,860/yr
45% on housing$36,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$465This listing

vs Other Active Listings

Avg $/sqft

ZIP 34683$280
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 34683$295
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Price change$75,000
2026-05-28Listed for sale$175,000
2026-05-01Listing removed$199,000
2025-12-16Price change$199,000
2025-04-07Listed for sale$235,000

For Sale by Agent

AgentAnthony Maccaroni
BrokerageVIEWPOINT REALTY INTERNATIONAL

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