19548 Blue Ln E, Emily, MN, 56447
About This Home
Meticulously maintained and solidly built Home situated on private, Blue lake, built on a 1.24 Acre lot With 150 Feet of sandy shoreline and over 30 mature maple trees! Paved roads lead directly to the paved driveway and Two car garage. Located on Blue lake, an amazingly clear, Private lake, boasting over 25 foot water clarity and a hard sand bottom. Flat North West lake facing back yard sits about 15 feet above the water giving elevated views of the crystal clear water. This home offers tons of natural light, the living room features Large Picture windows facing the lake, as well as a fire place for cozy winter days. Kitchen features new stainless steel appliances and a fireplace. Master bedroom has a walk in closet and attached sunroom/sitting area with 270 degree views. Full crawl space with concrete floor. Located between Outing and Emily on a quiet street, 25 minutes from Cross Lake and Cuyuna and 50 minutes from Brainerd, Grand Rapids, and Walker. This location is an amazing central location to get away, and to experience everything northern Minnesota has to offer from Golfing to Biking, Hunting to Fishing! This property is a must see! Dock and lift included with the property. Survey performed in 2025, and will be made available.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Roof: Age Over 8 Years,Asphalt
- Construction materials: Block,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Electric Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
Basement
- Has basement: Yes
- Basement: Block,Crawl Space
Bedroom
- Level: Main
- Area: 169
- Dimensions: 13x13
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- 3/4 bathrooms: 1
Deck
- Level: Main
- Area: 216
- Dimensions: 18x12
Deck
- Level: Main
- Area: 96
- Dimensions: 16x6
Dining Room
- Level: Main
- Area: 140
- Dimensions: 14x10
Features
- Number of fireplaces: 1
- Fireplace features: Double Sided,Brick,Masonry,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,184
Heating & Cooling
- Heating features: Baseboard,Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,184
- Total interior livable area: 1,184 sqft
Kitchen
- Level: Main
- Area: 132
- Dimensions: 12x11
Living Room
- Level: Main
- Area: 324
- Dimensions: 27x12
Sun Room
- Level: Main
- Area: 108
- Dimensions: 12x9
Sun Room
- Level: Main
- Area: 180
- Dimensions: 15x12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 21170553
- Zoning description: Shoreline,Residential-Single Family
- Foundation area: 1184
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Wrap Around
- Has view: Yes
- View description: Panoramic,West
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Elevation(10-15),Lake Bottom(Sand,Excellent Sand)
- Frontage length: Water Frontage: 150
Lot
- Lot size: 1.24 Acres
- Features: Accessible Shoreline,Tree Coverage - Medium
- Lot size dimensions: 150 x 340 x 180 x 333
Parking
- Total spaces: 2
- Parking features: Detached Garage,Asphalt
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Hail
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Crow Wing County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance * | $216 | $2,592 |
| Property Taxes | $297 | $3,564 |
| Electricity | $170 | $2,050 |
| Total | $3,185 | $38,220 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $495,000 |
| 2025-09-04 | Sold | $455,000 |
| 2025-07-31 | Pending sale | $449,900 |
| 2025-07-26 | Listed for sale | $449,900 |
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