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6524 154th St W #107, Saint Paul, MN, 55124

3beds
2baths
1,642sqft
$269,900
$164price/sqft
$1,908/moest. monthly cost
$76,320/yrincome needed

About This Home

Welcome to this inviting Apple Valley townhome that combines comfort, functionality, and a convenient location in the highly regarded school district 196. Step inside to a bright, open-concept main level with soaring ceilings and large windows that fill the space with natural light. The living room is centered around a cozy fireplace, creating a perfect spot for relaxing or entertaining. Just off the living area, the dining space flows into a functional kitchen featuring ample cabinetry, stainless steel appliances, and a breakfast bar for casual dining. Sliding doors open to a private patio with a grassy shared courtyard, offering outdoor enjoyment without the maintenance. Upstairs, you’ll find all three generously sized bedrooms with large closets, including a spacious primary suite complete with a walk-in closet and private bath. The laundry room is conveniently located on the main level, adding everyday ease. A two-car garage provides extra storage and parking convenience. Situated in a desirable Apple Valley neighborhood, this home offers easy access to parks, trails, shopping, restaurants, and top-rated schools. With fresh, neutral finishes and a thoughtful layout, this townhome is move-in ready and waiting for its new owner.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

9/10
7/10
10/10

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Pitched
  • Construction materials: Concrete

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: None

Bedroom

  • Level: Upper
  • Area: 280
  • Dimensions: 14 x 20

Bedroom2

  • Level: Upper
  • Area: 135
  • Dimensions: 13.5 x 10

Bedroom3

  • Level: Upper
  • Area: 145
  • Dimensions: 10 x 14.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Lower
  • Area: 104.5
  • Dimensions: 11 x 9.5

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,642

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,642
  • Total interior livable area: 1,642 sqft

Kitchen

  • Level: Lower
  • Area: 154
  • Dimensions: 11 x 14

Laundry

  • Level: Lower
  • Area: 36
  • Dimensions: 6 x 6

Living Room

  • Level: Lower
  • Area: 325
  • Dimensions: 13 x 25

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 015590005107
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Features: Tree Coverage - Light
  • Lot size dimensions: Common

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Dakota County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$159$1,908
Property Taxes $215$2,580
Electricity $170$2,050
Total$1,908$22,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,417/yr
40% on housing$57,240/yr
45% on housing$50,880/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 55124$147
Dakota County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 55124$186
Dakota County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-19Price change$284,999
2025-11-09Price change$295,999
2025-10-17Listed for sale$305,000

For Sale by Agent

AgentThe Huerkamp Home Group
BrokerageKeller Williams Preferred Rlty

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