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3604 Bay Harbor Dr #78, Brighton, MI, 48114

2beds
3baths
1,893sqft
$624,900
$330price/sqft
$4,024/moest. monthly cost
$160,960/yrincome needed

About This Home

Leave the maintenance behind, not the luxury. If you're ready for a more effortless lifestyle without sacrificing quality, this one-of-a-kind custom residence in Brighton's desirable Peninsula community is the ideal next chapter. Designed exclusively for this residence, this custom floor plan was only built once. Showing the comfort and elegance of a luxury home with maintenance-free living, the thoughtfully designed layout features a main-level owner's suite, laundry room, and seamless living, dining, and kitchen spaces. The kitchen showcases LaFata cabinetry, quartz countertops and designer finishes, while the great room features natural light, soaring 18-foot ceilings and a stunning Paloma marble gas fireplace. The spa-inspired owner's suite includes dual shower zones, a rain shower, premium tile and custom California Closets. The upper level has a loft, bedroom, and full bath, providing private flexible space for guests or home office. The lower level has expansion potential with an egress window and rough-ins for a future full bath, wet bar, and recreation area. Additional highlights include wood windows, granite bath countertops, a finished two-car garage with utility sink, private Lyons Lake access, scenic trails, community pool, and a welcoming community with friendly neighbors, relaxed lifestyle and beautiful surrounding. A rare opportunity to own a truly custom residence combining luxury, convenience, exceptional craftsmanship and an outstanding Brighton location.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
7/10
Scranton Middle SchoolGrades 7-83.5 mi
7/10
Brighton High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Basement,Block
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free Standing Gas Oven,Free Standing Refrigerator,Gas Cooktop,Microwave,Stainless Steel Appliances,Washer Dryer Stacked,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second
  • Area: 168
  • Dimensions: 12 X 14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 153
  • Dimensions: 9 X 17

Features

  • Programmable Thermostat
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,893

Heating & Cooling

  • Heating features: Forced Air,Hot Water,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 1,893 sqft

Kitchen

  • Level: Entry
  • Area: 121
  • Dimensions: 11 X 11

Laundry

  • Level: Entry
  • Area: 56
  • Dimensions: 8 X 7

Living Room

  • Level: Entry
  • Area: 323
  • Dimensions: 19 X 17

Loft

  • Level: Second
  • Area: 196
  • Dimensions: 14 X 14

Other

  • Level: Second
  • Area: 45
  • Dimensions: 5 X 9

Other

  • Level: Entry
  • Area: 30
  • Dimensions: 5 X 6

Primary Bathroom

  • Level: Entry
  • Area: 104
  • Dimensions: 13 X 8

Primary Bedroom

  • Level: Entry
  • Area: 210
  • Dimensions: 15 X 14

Property

Details

  • Parcel number: 1220401078
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevel
  • Pool features: None
  • Exterior features: Grounds Maintenance,Lighting

Lot

  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached,Electricityin Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Tornado

FEMA Declared Disasters in Livingston County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,159$37,908
Home Insurance *$165$1,980
Property Taxes $494$5,928
Electricity $206$2,477
Total$4,024$48,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,965/yr
40% on housing$120,720/yr
45% on housing$107,306/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$330This listing

vs Other Active Listings

Avg $/sqft

ZIP 48114$207
Livingston County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 48114$207
Livingston County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$624,900
2026-06-05Listed for sale$639,900
2019-12-02Sold$360,810

For Sale by Agent

AgentSteve Koleno
BrokerageBeycome Brokerage Realty LLC

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