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1355 Rum River Ct #6, Milaca, MN, 56353

2beds
1baths
1,204sqft
$215,000
$179price/sqft
$1,592/moest. monthly cost
$63,680/yrincome needed

About This Home

You will absolutely love the views from this charming Milaca townhome, sitting right on the golf course for a beautiful, relaxing backdrop. Located in a highly sought-after neighborhood, it features a functional main-level living layout, an attached two-car garage, and an electric awning perfect for outdoor relaxation. The home has been freshly painted throughout, and a brand-new HVAC system was installed within the last two years.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
Milaca Elementary SchoolGrades PK-61.1 mi
7/10

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Age Over 8 Years

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Basement: None

Bathroom

  • Level: Main
  • Area: 49.5
  • Dimensions: 9x5.5

Bedroom

  • Level: Main
  • Area: 192
  • Dimensions: 12x16

Bedroom2

  • Level: Main
  • Area: 121.5
  • Dimensions: 9x13.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 189.75
  • Dimensions: 11.5x16.5

Family Room

  • Level: Main
  • Area: 314.5
  • Dimensions: 17x18.5

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,204

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,204
  • Total interior livable area: 1,204 sqft

Kitchen

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Laundry

  • Level: Main
  • Area: 58.5
  • Dimensions: 6.5x9

Patio

  • Level: Main
  • Area: 161
  • Dimensions: 11.5x14

Property

Accessibility

  • Accessibility features: Doors 36"+,Customized Wheelchair Accessible,Grab Bars In Bathroom,No Stairs External,No Stairs Internal

Details

  • Parcel number: 217740020
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1204

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1,698 sqft
  • Lot size dimensions: common

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in Mille Lacs County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$163$1,956
Property Taxes $172$2,064
Electricity $170$2,050
Total$1,592$19,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,582/yr
40% on housing$47,760/yr
45% on housing$42,453/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 56353$165
Mille Lacs County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 56353$175
Mille Lacs County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$215,000
2026-07-29Price change$215,000
2026-05-22Listed for sale$225,000

For Sale by Agent

AgentPeterson & Co.
BrokerageKeller Williams Integrity NW

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