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5256 Oxford St N, Shoreview, MN, 55126

5beds
4baths
5,241sqft
$2,950,000
$563price/sqft
$20,202/moest. monthly cost
$808,080/yrincome needed

About This Home

Welcome home to lakeshore living on Turtle Lake in this spacious, open two story with wide sweeping views of the lake from almost every room! You’ll love having your morning coffee while you enjoy the sunrise coming up over the water. Plenty of room for entertaining family and friends both inside and out with the level backyard that leads to a hard sand beach and plenty of water fun, including the summer boat parade on the 4th of July and watching the fireworks from your boat. The expansive gourmet kitchen is sure to keep everyone happy with plenty of room for food prep, cooking, and serving guests. High end appliances, quartz countertops, American cherry cabinetry, built-in media centers, 2 gas fireplaces and hardwood floors are just a few of the details that make the inside of this home stand out. Great floor plan with main floor living that includes a primary suite, office and large laundry room for everyday convenience. Finished lower level walks out to the hot tub and plenty of yard space. You’ll love the attached and detached garage for all of your storage needs. Updates include: Hardie Board siding, newer roof, deck improvements in 2024, new countertops in 2021, newer hot tub, updated lighting, landscaping, carpet, paint and more. Ice fishing, hockey and walking the trail on the ice around the lake are just a few of the winter activities you’ll enjoy. The perfect spot for you to live on Turtle Lake!

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

8/10
8/10
Chippewa Middle SchoolGrades 6-81.1 mi
10/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle,Asphalt,Pitched

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Double Oven,Dryer,Freezer,Microwave,Refrigerator,Wall Oven,Washer,Water Softener Owned
  • Laundry features: Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Daylight,Egress Window(s),Finished,Full,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Bedroom2

  • Level: Upper
  • Area: 182
  • Dimensions: 13x14

Bedroom3

  • Level: Upper
  • Area: 156
  • Dimensions: 12x13

Bedroom4

  • Level: Lower
  • Area: 260
  • Dimensions: 13x20

Bedroom5

  • Level: Lower
  • Area: 168
  • Dimensions: 12x14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Deck

  • Level: Main
  • Area: 216
  • Dimensions: 12x18

Den

  • Level: Main
  • Area: 208
  • Dimensions: 13x16

Dining Room

  • Level: Main
  • Area: 216
  • Dimensions: 12x18

Family Room

  • Level: Lower
  • Area: 360
  • Dimensions: 18x20

Features

  • Number of fireplaces: 2
  • Fireplace features: Amusement Room,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 2,046
  • Finished area above ground: 3,195

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,241
  • Total interior livable area: 5,241 sqft

Kitchen

  • Level: Main
  • Area: 360
  • Dimensions: 18x20

Laundry

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Living Room

  • Level: Main
  • Area: 480
  • Dimensions: 20x24

Office

  • Level: Lower
  • Area: 90
  • Dimensions: 9x10

Other

  • Level: Lower
  • Area: 288
  • Dimensions: 16x18

Other

  • Level: Lower
  • Area: 143
  • Dimensions: 11x13

Patio

  • Level: Lower
  • Area: 280
  • Dimensions: 14x20

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 113023320025
  • Zoning description: Residential-Single Family
  • Foundation area: 2262

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Composite Decking,Deck,Patio
  • Has view: Yes
  • View description: East,Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake View,Lake Bottom(Sand)
  • Frontage length: Water Frontage: 85

Lot

  • Lot size: 0.62 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: 90 x 348 x 85 x 297

Parking

  • Total spaces: 5
  • Parking features: Attached,Detached Garage,Asphalt,Electric,Electric Vehicle Charging Station(s),Garage,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,916$178,992
Home Insurance *$1,693$20,316
Property Taxes $3,151$37,812
Electricity $442$5,304
Total$20,202$242,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$692,640/yr
40% on housing$606,060/yr
45% on housing$538,720/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$563This listing

vs Other Active Listings

Avg $/sqft

ZIP 55126$193
Ramsey County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 55126$200
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$3,250,000
2008-09-15Sold$1,850,000

For Sale by Agent

AgentKrista J. Wolter
BrokerageColdwell Banker Realty

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