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7524 Palm Island Dr S #1322, Placida, FL, 33946

3beds
3baths
1,750sqft
$780,000
$446price/sqft
$4,878/moest. monthly cost
$195,120/yrincome needed

About This Home

Reduced seller is motivated! Experience the ultimate beachfront lifestyle in this stunning multi-level coastal villa, perfectly positioned just steps from the sand. Designed to capture sweeping water views and refreshing ocean breezes, this elevated home combines modern elegance with relaxed coastal charm, offering an unbeatable retreat for Beach side living, vacationing, or investment. This Villa is highlighted by Direct Beach Access – Wake up to the sound of waves and enjoy pristine Gulf views from multiple levels. Expansive Outdoor Living – Featuring a large screened-in porch, multiple sun decks, and private outdoor lounging areas ideal for morning coffee or sunset beverages. Bright & Airy Interior – High ceilings, abundant windows, and soft coastal tones create a light-filled, inviting atmosphere throughout. Modern Coastal Design – High end Luxury laminate flooring throughout, contemporary finishes, and thoughtful architectural details deliver upscale comfort in every room. This layout is completely different than others on Palm Island Resort. The mudroom at the entry is perfect for returning from the beach complete with high end cabinets and hardware. Under the stairs there is custom storage. Separate laundry room in the center with all shiplap and new washer and dryer. The spacious open concept living area flows seamlessly to a large balcony overlooking the water. A modern kitchen anchors the space with sleek custom cabinetry and premium appliances, and quartzite counters perfect for entertaining or enjoying relaxed beachfront meals. This villa offers multiple beautifully appointed bedrooms. A serene primary suite with ocean views, king bed, and private lounging space. Guest suites with queen or twin beds, each styled with clean coastal décor and bright natural light. The cozy loft rooms, currently set up for sleeping are ideal for additional guests. All three bathrooms completely updated stylish vanities, quality fixtures, and a glass-enclosed walk-in shower each with a niche. The Perfect Beach Retreat! Whether used as a full-time residence, a vacation getaway, or a vacation rental, this villa delivers a true coastal sanctuary with luxury comfort and unbeatable proximity to the shore. Relax, unwind, and enjoy the beach life—this extraordinary villa is ready to welcome you home.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
6/10
4/10
Lemon Bay High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Raised
  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Balcony Porch Lanai

  • Level: First
  • Area: 104
  • Dimensions: 13x8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters
  • Window features: Window Treatments
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,750
  • Total interior livable area: 1,750 sqft

Kitchen

  • Level: First
  • Area: 120
  • Dimensions: 10x12

Living Room

  • Level: First
  • Area: 371.8
  • Dimensions: 13x28.6

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 192
  • Dimensions: 12x16

Property

Details

  • Parcel number: 412031652011
  • Zoning: PD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Balcony,Playground,Tennis Court(s)
  • Has view: Yes
  • View description: Gulf/Ocean - Full
  • Has water view: Yes
  • Water view: Gulf/Ocean - Full
  • On waterfront: Yes
  • Waterfront features: Beach,Gulf/Ocean,Beach Access,Gulf/Ocean Access

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,944$47,328
Home Insurance *$191$2,292
Property Taxes $546$6,552
Electricity $197$2,366
Total$4,878$58,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,245/yr
40% on housing$146,340/yr
45% on housing$130,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$446This listing

vs Other Active Listings

Avg $/sqft

ZIP 33946$334
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 33946$321
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$780,000
2026-02-28Price change$859,000
2025-11-29Listed for sale$939,000

For Sale by Agent

AgentLisa Halpin
BrokeragePALM ISLAND PROPERTIES INC

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