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109 W Lafayette St, Marion, AL, 36756

--beds
--baths
7,360sqft
$310,000
$42price/sqft
$3,509/moest. monthly cost
$140,360/yrincome needed

About This Home

Apartments - 7,360 sq ft - 4 units.Two units upstairs have two bedrooms, two baths, living room, sunroom. Two units downstairs have 3 bedrooms, 3 baths, living room with fireplace, sunroom and covered parking. All appliances included and hardwood floors throughout. Lot is 148 x 271 and reaches from street to street.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

2/10
Francis Marion SchoolGrades PK-120.9 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Apartments
  • Property subType: Single Family Residence

Interior

Interior Area

  • Total structure area: 7,360
  • Total interior livable area: 7,360 sqft

Property

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Heat Wave
Cold Wave
Earthquake
Hail
Hurricane
Inland Flooding

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$1,060$12,720
Property Taxes $59$708
Electricity $823$9,882
Total$3,509$42,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,308/yr
40% on housing$105,270/yr
45% on housing$93,573/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -16.1%
-16.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$42This listing

vs Other Active Listings

Avg $/sqft

ZIP 36756$81
Perry County$78

vs Homes Sold Last Month

Median $/sqft

ZIP 36756
Perry County$58

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Listed for sale$310,000
2022-02-09Listing removed--
2021-11-23Listed for sale$190,000
2021-04-07Listing removed--
2021-02-10Listed for sale$180,000

For Sale by Agent

AgentKay Beckett
BrokerageBill Mackey Real Estate

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