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900 Osceola Ave N #401, Clearwater, FL, 33755

3beds
2baths
1,960sqft
$1,099,900
$561price/sqft
$8,136/moest. monthly cost
$325,440/yrincome needed

About This Home

Luxury Redefined at Marina Bay - Experience the pinnacle of waterfront living in this exquisite, single-owner corner residence. Occupied for only three months, this home presents as a brand-new masterpiece, offering the rare advantage of being sold fully furnished with Restoration Hardware collections. As a coveted end unit, the floor plan is bathed in natural light from three sides, showcasing panoramic water views through expansive windows and two private balcony —perfect for enjoying Clearwater’s legendary sunsets. No detail has been overlooked in this 3-bedroom, 2-bathroom sanctuary. The interior features a designer palette of Farrow & Ball paint, while the spa-style bathrooms are upgraded with Toto touchless toilets and washlets. The chef’s kitchen is an entertainer’s dream with high-end appliances and a stone-clad island, complemented by a newer Samsung laundry suite and private storage. Living at Marina Bay means embracing a 24/7 resort lifestyle. Enjoy world-class amenities including a full-service concierge, heated pool and spa, fitness center, sauna, and putting green. For boaters, the on-site marina offers leasable slips just steps from your door. Located in the heart of Downtown Clearwater, you are within a short distance of the newly developed Coachman Park and The Sound Amphitheater, and only minutes from the nation’s top-rated beaches. This isn't just a home; it is a meticulously curated lifestyle waiting for its next owner.

Getting Around

61
WalkingSomewhat Walkable
43
TransitSome Transit
60
BikeBikeable

Schools

8/10
9/10
4/10
Clearwater High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Other
  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other
  • Flooring: Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,960
  • Total interior livable area: 1,960 sqft

Kitchen

  • Level: Upper

Living Room

  • Level: Upper

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 092915552450024010
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Exterior features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,561$66,732
Home Insurance *$503$6,036
Property Taxes $1,875$22,500
Electricity $197$2,366
Total$8,136$97,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$278,948/yr
40% on housing$244,080/yr
45% on housing$216,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$561This listing

vs Other Active Listings

Avg $/sqft

ZIP 33755$262
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33755$277
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Listed for sale$1,099,900
2024-07-11Listing removed$1,474,000
2023-10-17Price change$1,474,000
2021-12-01Pending sale$959,000
2021-11-18Price change$959,000
2021-11-08Price change$999,000
2021-09-14Listed for sale$1,005,000

For Sale by Agent

AgentWesley Weber, INSPIRED REALTY, LLC
BrokerageINSPIRED REALTY, LLC

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