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5059 Alameda St, Shoreview, MN, 55126

2beds
2baths
2,204sqft
$825,000
$374price/sqft
$5,708/moest. monthly cost
$228,320/yrincome needed

About This Home

Unique Turtle Lake home with wonderful west facing sunset views. Perfect urban cabin in the cities.

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
23
BikeSomewhat Bikeable

Schools

8/10
Chippewa Middle SchoolGrades 6-80.4 mi
10/10

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Partially Finished,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 9x16

Bedroom2

  • Level: Main
  • Area: 99
  • Dimensions: 9x11

Bedroom3

  • Level: Lower
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Family Room

  • Level: Lower
  • Area: 180
  • Dimensions: 18x10

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 676
  • Finished area above ground: 1,528

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,328
  • Total interior livable area: 2,204 sqft

Kitchen

  • Level: Lower
  • Area: 130
  • Dimensions: 13x10

Laundry

  • Level: Main
  • Area: 24
  • Dimensions: 6x4

Living Room

  • Level: Main
  • Area: 414
  • Dimensions: 23x18

Loft

  • Level: Main
  • Area: 140
  • Dimensions: 10x14

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 113023440030
  • Zoning description: Residential-Single Family
  • Foundation area: 1371

Features

  • Levels: Two
  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.41 Acres
  • Features: Tree Coverage - Heavy
  • Lot size dimensions: 68 x 262

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$473$5,676
Property Taxes $879$10,548
Electricity $185$2,230
Total$5,708$68,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,702/yr
40% on housing$171,240/yr
45% on housing$152,213/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 55126$197
Ramsey County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 55126$200
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$825,000
1992-06-24Sold$202,500

For Sale by Agent

AgentGuy R. Nelson
BrokerageColdwell Banker Realty

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