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18265 Kerrville Trl Unit 309, Lakeville, MN, 55044

2beds
2baths
1,605sqft
$292,500
$182price/sqft
$2,026/moest. monthly cost
$81,040/yrincome needed

About This Home

Welcome to 18265 Kerrville Trail, a well-maintained 2 bed 2 bath Lakeville townhome with a bright, open layout and low-maintenance living. The main level features vaulted ceilings, a floor-to-ceiling stone fireplace, and a functional kitchen with stainless steel appliances, granite countertops and great flow for everyday living or entertaining. A rare main-level bedroom and laundry add flexibility. Upstairs offers a spacious primary suite with walk-in closet, dual-access bath, and a versatile loft. With 1,605 finished square feet, an extra deep two-car garage, new roof (approx. 3 years), and new HVAC (2025), this home combines comfort, convenience, and peace of mind in a great location near parks, trails, and shopping.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
6/10
10/10

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Laundry Closet,Main Level,In Unit

Basement

  • Has basement: Yes
  • Basement: None

Bedroom

  • Level: Upper
  • Area: 209
  • Dimensions: 19 x 11

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 13 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Deck

  • Level: Main
  • Area: 95
  • Dimensions: 19 x 05

Dining Room

  • Level: Main
  • Area: 96
  • Dimensions: 12 x 08

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas,Insert,Stone
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,605

Foyer

  • Level: Lower
  • Area: 80
  • Dimensions: 10 x 08

Garage

  • Level: Lower
  • Area: 560
  • Dimensions: 28 x 20

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,605
  • Total interior livable area: 1,605 sqft

Kitchen

  • Level: Main
  • Area: 96
  • Dimensions: 12 x 08

Laundry

  • Level: Main
  • Area: 12
  • Dimensions: 06 x 02

Living Room

  • Level: Main
  • Area: 196
  • Dimensions: 14 x 14

Loft

  • Level: Upper
  • Area: 104
  • Dimensions: 13 x 08

Storage

  • Level: Lower
  • Area: 30
  • Dimensions: 06 x 05

Utility Room

  • Level: Lower
  • Area: 80
  • Dimensions: 10 x 08

Walk In Closet

  • Level: Upper
  • Area: 40
  • Dimensions: 08 x 05

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 225850020309
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 900

Features

  • Levels: More Than 2 Stories
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: None

Lot

  • Features: Tree Coverage - Light
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Guest,Off Site
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Tornado
Cold Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Dakota County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,479$17,748
Home Insurance *$144$1,728
Property Taxes $233$2,796
Electricity $170$2,050
Total$2,026$24,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,462/yr
40% on housing$60,780/yr
45% on housing$54,026/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 55044$197
Dakota County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 55044$200
Dakota County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$299,900
2022-06-15Sold$290,000
2022-05-17Pending sale$289,999
2022-05-12Listed for sale$289,999
2018-06-29Sold$216,000

For Sale by Agent

AgentEmily Lahr
BrokerageColdwell Banker Realty - Lakes

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