2050 W BAY DRIVE, Largo, FL, 33770
About This Home
Welcome to the iconic Mermaid House, one of the area’s most recognizable properties, where charm, versatility, and opportunity come together. Whether you’re searching for a turnkey short-term rental, a beautifully renovated full-time residence, a memorable vacation retreat, or a property with commercial zoning that opens the door to endless possibilities, this one-of-a-kind home is ready to impress. Step inside to a bright, coastal-inspired interior where gorgeous tile flooring flows throughout an open-concept floor plan designed for effortless living and entertaining. The spacious dine-in kitchen is the heart of the home, featuring a large center island with abundant seating, beautiful countertops, ample cabinetry, and seamless flow into the inviting family room with a cozy linear fireplace. Thoughtfully updated bathrooms feature custom tilework and a fun, coastal-inspired flair that perfectly complements the home’s unique personality, while the generously sized bedrooms are filled with natural light and offer plentiful closet space. Outside, the private, paved backyard provides a low-maintenance outdoor retreat with plenty of room for dining, entertaining, or simply relaxing beneath the shade. Ideally located just minutes from shopping, restaurants, airports, and Florida’s world-famous Gulf beaches, this exceptional property offers an unbeatable combination of lifestyle, investment potential, and flexibility, whether you envision it as a thriving vacation rental, distinctive commercial space, or your own coastal escape.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 1959
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Range Hood,Washer
- Laundry features: Inside,Laundry Closet
Bathroom1
- Features: Shower No Tub,Single Vanity
- Level: First
- Area: 54
- Dimensions: 9x6
Bathroom2
- Features: Shower No Tub,Single Vanity
- Level: First
- Area: 40
- Dimensions: 5x8
Bedroom2
- Features: Ceiling Fan(s),Built-in Closet
- Level: First
- Area: 169
- Dimensions: 13x13
Bedroom3
- Features: Ceiling Fan(s),Built-in Closet
- Level: First
- Area: 117
- Dimensions: 13x9
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Breakfast Bar
- Level: First
- Area: 108
- Dimensions: 12x9
Features
- Eating Space In Kitchen,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Stone Counters,Thermostat
- Flooring: Tile
- Fireplace features: Electric,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,672
- Total interior livable area: 1,640 sqft
Kitchen
- Features: Kitchen Island,Stone Counters
- Level: First
- Area: 180
- Dimensions: 12x15
Living Room
- Level: First
- Area: 357
- Dimensions: 17x21
Primary Bedroom
- Features: Ceiling Fan(s),Built-in Closet
- Level: First
- Area: 117
- Dimensions: 13x9
Property
Details
- Parcel number: 332915070020001680
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch
- Exterior features: Lighting,Private Yard,Sidewalk
- Fencing: Vinyl
- Residential vegetation: Trees/Landscaped
Lot
- Lot size: 10,271 sqft
- Features: Corner Lot,City Lot,Landscaped,Near Public Transit,Sidewalk
- Lot size dimensions: 100 x 103
Parking
- Parking features: Driveway,Guest
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,028 | $36,336 |
| Home Insurance * | $253 | $3,036 |
| Property Taxes | $937 | $11,244 |
| Electricity | $197 | $2,366 |
| Total | $4,415 | $52,980 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $599,000 |
| 2016-10-20 | Sold | $225,000 |
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