15 Cottage, Midland Park, NJ, 07432
About This Home
Don't miss this fantastic beautifully updated first floor 1bedroom, 1 bath condo, the perfect opportunity to stop paying rent, or add a great investment property to your portfolio. Located in the desirable Cottage Lane community. This bright and inviting condo features an open living and dining area with plenty of natural light, hardwood floors throughout, renovated kitchen and renovated bathroom. The spacious bedroom offers great closet space. Conveniently close to shopping, restaurants, and transportation. Additional features include on site laundry, secured storage, plenty of parking and low HOA fees. A perfect place to call home!
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Ov/Rng/Ele,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Heating & Cooling
- Heating features: Baseboard,Electric,Multi-Zone
- Cooling features: Wall A/C
Property
Features
- Has view: Yes
- View description: None
- Waterfront features: None
- Topography of land: Flood Plain:None
Parking
- Parking features: Pkg Spc Out
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,845 | $22,140 |
| Home Insurance * | $87 | $1,044 |
| Property Taxes | $574 | $6,888 |
| Electricity | $193 | $2,318 |
| Total | $2,699 | $32,388 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Price change | $365,000 |
| 2026-06-10 | Price change | $395,000 |
| 2026-05-18 | Listed for sale | $405,000 |
| 2019-08-16 | Sold | $225,000 |
| 2015-07-07 | Sold | $205,000 |
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