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328 LOS PRADOS DRIVE #328, Safety Harbor, FL, 34695

3beds
2baths
1,250sqft
$315,000
$252price/sqft
$2,249/moest. monthly cost
$89,960/yrincome needed

About This Home

Welcome to Safety Harbor, where a rare opportunity awaits to own a beautiful 3-bedroom, 2-bathroom first-floor unit in the highly desirable Los Prados community. This exceptional residence offers the ideal blend of privacy, comfort, and convenience. Follow the charming stone paver walkways to your gated, private entrance, which opens into an inviting courtyard—an ideal space for morning coffee, outdoor entertaining, or simply unwinding. Step inside and immediately feel at home in the spacious and inviting living room. French doors lead to the versatile third bedroom, offering endless possibilities as a guest room, home office, or flex space to suit your lifestyle. The well-appointed kitchen is designed for both everyday living and entertaining, featuring abundant cabinet and countertop space. Privately situated at the rear of the residence, the primary suite provides a peaceful retreat with dual closets and an en-suite bathroom. The second bedroom is conveniently located down the hall, creating a comfortable and private space for guests or family members. Additional highlights include a spacious interior laundry room that adds everyday convenience and an open-concept floor plan that seamlessly connects the living spaces, making it ideal for both relaxed living and entertaining. Los Prados is a maintenance-free community known for its lush landscaping, resort-style pool and spa, and direct private access to the adjacent Folly Farms Park and community garden. Residents enjoy an unmatched lifestyle just moments from Downtown Safety Harbor, where you'll find popular restaurants, boutique shopping, farmers markets, and the beloved Third Friday celebrations, all within close distance of Main Street. Additional nearby attractions include the renowned Safety Harbor Resort & Spa, scenic Philippe Park, and the marina/fishing pier, where manatees are often spotted. With top-rated Gulf Coast beaches, Tampa International Airport, and St. Pete-Clearwater International Airport all within easy reach, this location truly puts the best of Tampa Bay at your fingertips. Don't miss this opportunity to experience the charm, convenience, and lifestyle that make Safety Harbor one of the area's most sought-after communities. Schedule your private showing today.

Getting Around

26
WalkingCar-Dependent
0
TransitNo Nearby Transit
53
BikeBikeable

Schools

10/10
6/10
5/10
Countryside High SchoolGrades PK,9-122.1 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Wood Frame

Type & Style

  • Home type: Condo
  • Architectural style: Mediterranean
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 140
  • Dimensions: 10x14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 99
  • Dimensions: 9x11

Features

  • Ceiling Fan(s),Solid Wood Cabinets,Stone Counters,Thermostat
  • Flooring: Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,250
  • Total interior livable area: 1,250 sqft

Kitchen

  • Level: First
  • Area: 117
  • Dimensions: 9x13

Living Room

  • Level: First
  • Area: 208
  • Dimensions: 13x16

Primary Bedroom

  • Features: Dual Closets
  • Level: First
  • Area: 208
  • Dimensions: 13x16

Property

Details

  • Parcel number: 042916529480077120
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio
  • Exterior features: Courtyard,Storage
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 0.60 Acres

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$266$3,192
Property Taxes $194$2,328
Electricity $197$2,366
Total$2,249$26,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,108/yr
40% on housing$67,470/yr
45% on housing$59,973/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 34695$440
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 34695$323
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$315,000
2026-06-05Listed for sale$329,000

For Sale by Agent

AgentElena Kapetaneas
BrokerageCHARLES RUTENBERG REALTY INC

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