See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1050 Captiva Poin, Lakeland, FL, 33801

4beds
4baths
1,985sqft
$259,000
$130price/sqft
$2,062/moest. monthly cost
$82,480/yrincome needed

About This Home

This investment or starter property is available for purchase in its current (AS-IS) condition. It is a duplex located within the Secret Cove subdivision, conveniently positioned near Reynolds Road. The front unit offers two bedrooms and two bathrooms, while the rear unit provides two bedrooms and one-and-a-half bathrooms. Utility costs, including electricity and water, are the responsibility of the tenants. Currently, the front unit is occupied by a long-term tenant on a month-to-month lease, whereas the rear unit is vacant. Notable improvements include a new roof installed in March 2021 and both air conditioning systems replaced approximately six years ago. Both units feature fully tiled interiors for ease of maintenance. For further information or to arrange a viewing, please contact us, thank you.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

1/10
2/10
Tenoroc High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,985 sqft

Property

Details

  • Parcel number: 242822000000021033
  • Zoning: XX
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Mailbox,Sidewalk
  • Fencing: Fenced

Lot

  • Lot size: 5,776 sqft
  • Lot size dimensions: 55 x 105

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$221$2,652
Property Taxes $333$3,996
Electricity $199$2,397
Total$2,062$24,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,697/yr
40% on housing$61,860/yr
45% on housing$54,986/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 33801$92
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33801$189
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$259,000
2026-03-24Listed for sale$269,000
2024-01-17Listing removed--
2023-10-28Listed for sale$274,000
2022-01-19Listing removed--
2021-12-30Pending sale$245,000
2021-12-16Listed for sale$245,000
2021-11-29Listing removed--
2021-10-17Price change$245,000
2021-09-23Listed for sale$255,000

For Sale by Agent

AgentHemchand Rewah
BrokerageHOMESTEAD REALTY INC

Similar Homes